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12060 Waterstone Loop Dr, Windermere, FL 34786 Property Records

Orange County property record for 12060 Waterstone Loop Dr, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 4,257 sqft · built 2011
Lot Size0.484 acres (21,091 sqft)
Owner2 Company Names on Record
Last Sale$1,120,000 (Dec 2015)
Tax Bill$17,980 (2025)
Deeds & MortgagesJun 2021 Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN24-23-27-9009-00-440

Property Details

APN / Parcel Number

Primary APN24-23-27-9009-00-440
Alternative APNs
  • 272324900900440
  • 146689
  • 147858
  • 149978

Interior

Bedrooms5 Beds
Full Baths6 Baths
Stories2 Stories
Building Area4,257 sqft Living Area
Gross Area6,114 sqft
1st Floor Area3,283 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area21,091 sqft (0.484 acres)
Garage TypeAttached
Garage Area724 sqft
Parking Spaces3 Parking Spaces
PorchFlorida Room
Porch Area961 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12060 WATERSTONE LOOP DR
CityWINDERMERE
StateFL
Zip34786-5427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionWATERSTONE 74/131 LOT 44
Legal Range27E
Legal Township23S
Legal Section24
Legal SubdivisionWATERSTONE
Legal Tract9009
Legal Lot Number44
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2003
Census Tract17115

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address12060 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5427
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
SPRING EQ LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2015 · Amount on Record
Deed SaleDec 8, 2015 · Amount on Record
Prior SaleJul 26, 2012 · Amount on Record
Deed Document Number2015635380
Deed Book / Page11024 / 6018
Last Transfer DateMay 6, 2025
Transfer Doc0000432379
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12060 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5427
Transaction TypeMortgage
Record UpdatedJul 1, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210357103
DateJun 15, 2021
Instrument20210357103
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12060 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5427
Document Number0000130400
Instrument DateMar 6, 2017
Transaction TypeMortgage
Record UpdatedApr 24, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address12060 WATERSTONE LOOP DR WINDERMERE FL 347865427, WINDERMERE, FL 34786-5427

Mortgage

Document Number0000130400
DateMar 13, 2017
Instrument130400
Lender
NameSPRING EQ LLC
Address2929 ARCH ST # 500, PHILADELPHIA, PA 19104-2858
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 12, 2032

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,143,317 (+2.7%)$1,584,290 (-1.31%) Land $280,000 Building $1,304,290
2025$17,980.00 (+3.4%) Homeowner's exemption$1,113,259 (+5.99%)$1,605,340 (+10.46%) Land $280,000 Building $1,325,340
2024$17,389.00 (+7.23%)
2023$16,217.00 (+2.99%) Homeowner's exemption$1,050,373 (+3%)$1,453,263 (+22.43%) Land $280,000 Building $1,173,263
2022$15,746.00 Homeowner's exemption$1,019,780$1,187,049 Land $280,000 Building $907,049

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 61 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims3 (2022–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, CenturyLink.

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