1. Home
  2. Florida
  3. Orange County
  4. Windermere
  5. Waterstone Loop Dr

12012 Waterstone Loop Dr, Windermere, FL 34786 Property Records

Orange County property record for 12012 Waterstone Loop Dr, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,413 sqft · built 2013
Lot Size0.447 acres (19,483 sqft)
OwnerIndividual Name on File
Last Sale$1,950,000 (Jun 2024)
Tax Bill$26,002 (2025)
Deeds & MortgagesAug 2021 Mortgage
Feb 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN24-23-27-9009-00-560

Property Details

APN / Parcel Number

Primary APN24-23-27-9009-00-560
Alternative APNs
  • 272324900900560
  • 146703
  • 147873
  • 149993

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,413 sqft Living Area
Gross Area6,264 sqft
1st Floor Area3,884 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area19,483 sqft (0.447 acres)
Garage TypeAttached
Garage Area997 sqft
Parking Spaces4 Parking Spaces
PorchFinished/Open Porch
Porch Area761 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12012 WATERSTONE LOOP DR
CityWINDERMERE
StateFL
Zip34786-5427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionWATERSTONE 74/131 LOT 56
Legal Range27E
Legal Township23S
Legal Section24
Legal SubdivisionWATERSTONE
Legal Tract9009
Legal Lot Number56
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2011
Census Tract17115

Owner

Source: Orange County records · APN 24-23-27-9009-00-560

Assessment roll updated April 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12012 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5427
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Feb 01, 2019Warranty Deed, Transfer · ARM
A&D MORTGAGE LLC
Jun 01, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Jun 07, 2017Grant Deed
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 25, 2024 · Amount on Record
Deed SaleJun 25, 2024 · Amount on Record
Prior SaleFeb 01, 2019 · Amount on Record
Deed Document Number2024369974
Prior Transfer DateAug 12, 2021
Prior Transfer Doc0000512403
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12012 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5427
Transaction TypeMortgage
Record UpdatedSep 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address12012 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5427

Mortgage

Document Number20210512404
DateAug 23, 2021
Instrument20210512404
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateFeb 01, 2019
Property Address12012 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5427
Document Number0000067323
Map ReferenceMB 74 PG 131
Instrument DateDec 06, 2018
Instrument20190067323
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyESQUIRE REAL ESTATE SOLUTION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,950.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12012 WATERSTONE LOOP DR, 12012, WINDERMERE, FL 34786-5427

Transferred To (Grantee/Buyer)

NameVerified Name
Address8782 CRESCENDO AVE, WINDERMERE, FL 34786-5727

Mortgage

Document Number0000067324
DateFeb 01, 2019
Instrument20190067324
Lender
NameA&D MORTGAGE LLC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term359 Months
DueJan 01, 2049
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateJan 01, 2024
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change7.75%
Index1-Year LIBOR
Margin5
Max Rate10.7%

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 01, 2017
Property Address12012 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5427
Document Number0000305328
Instrument DateMay 15, 2017
Instrument305328
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$6,034.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8421 S ORANGE BLOSSOM TRL #106 ORLANDO FL 328098242, 106, ORLANDO, FL 32809-8242

June 2017: Grant Deed

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateJun 07, 2017
Property Address12012 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5427
Document Number0000316536
Instrument DateMay 15, 2017
Instrument316536
Record UpdatedJun 20, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$6,034.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8421 S ORANGE BLOSSOM TRL #106 ORLANDO FL 328098242, 106, ORLANDO, FL 32809-8242

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,542,240 (-1.27%) Land $280,000 Building $1,262,240$1,542,240 (-1.27%) Land $280,000 Building $1,262,240
2025$26,002.00 (+9.34%)$1,562,130 (+12.79%) Land $280,000 Building $1,282,130$1,562,130 (+12.79%) Land $280,000 Building $1,282,130
2024$23,780.00 (+14.8%)
2023$20,714.00 (+15%)$1,385,007 (+23.11%) Land $280,000 Building $1,105,007$1,385,007 (+23.11%) Land $280,000 Building $1,105,007
2022$18,012.00$1,124,971 Land $280,000 Building $844,971$1,124,971 Land $280,000 Building $844,971

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 61 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims3 (2022–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T, Lumen Technologies.

Based on FCC filings for 119 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Waterstone Loop Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures