12054 Waterstone Loop Dr, Windermere, FL 34786 Property Records

Orange County property record for 12054 Waterstone Loop Dr, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 5,491 sqft · built 2014
Lot Size	0.488 acres (21,265 sqft)
Owner	Company Name on File
Last Sale	$940,000 (Jan 2018)
Tax Bill	$29,725 (2025)
Deeds & Mortgages	Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`24-23-27-9009-00-450`

Property Details

APN / Parcel Number

Primary APN	`24-23-27-9009-00-450`
Alternative APNs	`272324900900450` `146690` `147859` `149979`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	5,491 sqft Living Area
Gross Area	7,081 sqft
1st Floor Area	3,465 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	21,265 sqft (0.488 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	726 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12054 WATERSTONE LOOP DR
City	WINDERMERE
State	FL
Zip	34786-5427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERSTONE 74/131 LOT 45
Legal Range	27E
Legal Township	23S
Legal Section	24
Legal Subdivision	WATERSTONE
Legal Tract	9009
Legal Lot Number	45
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2003
Census Tract	17115

Owner

Source: Orange County records · APN 24-23-27-9009-00-450

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	12054 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5427
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 12, 2018 · Amount on Record
Deed Sale	Jan 12, 2018 · Amount on Record
Prior Sale	May 23, 2014 · Amount on Record
Deed Document Number	201827186
Record Updated	Jun 08, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 12, 2018
Property Address	12054 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5427
Document Number	0000027186
Instrument Date	Jan 03, 2018
Instrument	27186
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	METRO TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$6,580.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7901 KINGSPOINTE PKWY #17 ORLANDO FL 328196522, 17, ORLANDO, FL 32819-6522

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,818,060 (+3.58%) Land $280,000 Building $1,538,060	$1,818,060 (-1.29%) Land $280,000 Building $1,538,060
2025	$29,725.00 (+8.19%)	$1,755,163 (+6.87%)	$1,841,870 (+12.15%) Land $280,000 Building $1,561,870
2024	$27,476.00 (+12.68%)
2023	$24,384.00 (+15.42%)	$1,642,326 (+24.13%) Land $280,000 Building $1,362,326	$1,642,326 (+24.13%) Land $280,000 Building $1,362,326
2022	$21,126.00	$1,323,101 Land $280,000 Building $1,043,101	$1,323,101 Land $280,000 Building $1,043,101

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171152, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 61 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force 53 of 61 on primary residences
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024, other causes, Hurricane Milton

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.