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12018 Waterstone Loop Dr, Windermere, FL 34786 Property Records

Orange County property record for 12018 Waterstone Loop Dr, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details6 bd · 5.5 ba · 5,950 sqft · built 2014
Lot Size0.619 acres (26,968 sqft)
Owner2 Individual Names on File
Last Sale$1,190,000 (Feb 2021)
Tax Bill$27,745 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Feb 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-23-27-9009-00-550

Property Details

APN / Parcel Number

Primary APN24-23-27-9009-00-550
Alternative APNs
  • 272324900900550
  • 146702
  • 147872
  • 149991

Interior

Bedrooms6 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,950 sqft Living Area
Gross Area8,165 sqft
1st Floor Area3,647 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area26,968 sqft (0.619 acres)
Garage TypeAttached
Garage Area759 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area1,050 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12018 WATERSTONE LOOP DR
CityWINDERMERE
StateFL
Zip34786-5427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWATERSTONE 74/131 LOT 55
Legal Range27E
Legal Township23S
Legal Section24
Legal SubdivisionWATERSTONE
Legal Tract9009
Legal Lot Number55
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2011
Census Tract17115

Owner

Source: Orange County records · APN 24-23-27-9009-00-550

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12018 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5427
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2023Deed of Trust, Mortgage · Line of Credit
FAIRWINDS CU
Feb 10, 2021Warranty Deed, Transfer · Conventional Mortgage
FAIRWINDS CU
Feb 10, 2021Warranty Deed, Transfer · Conventional Mortgage
FAIRWINDS CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 10, 2021 · Amount on Record
Deed SaleFeb 10, 2021 · Amount on Record
Prior SaleJun 23, 2014 · Amount on Record
Deed Document Number202180871
Record UpdatedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12018 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5427
Transaction TypeMortgage
Record UpdatedMar 23, 2023
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address8927 SYDNEY AVE, KISSIMMEE, FL 34747

Mortgage

Document Number0000136185
DateMar 10, 2023
Instrument20230136185
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 08, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateFeb 10, 2021
Property Address12018 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5427
Document Number20210080871
Map ReferenceMB 74 PG 131
Instrument DateFeb 09, 2021
Instrument20210080871
Transaction TypeTransfer
Record UpdatedFeb 26, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$8,330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11847 KIOWA AVE UNIT 201, 11847, LOS ANGELES, CA 90049-6017

Transferred To (Grantee/Buyer)

NameVerified Name
Address12018 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5427

Mortgage

Document Number20210080872
DateFeb 10, 2021
Instrument20210080872
Lender
NameFAIRWINDS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateFeb 10, 2021
Property Address12018 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5427
Document Number0000080871
Map ReferenceMB 74 PG 131
Instrument DateFeb 09, 2021
Instrument20210080871
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$8,330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11847 KIOWA AVE UNIT 201, 11847, LOS ANGELES, CA 90049-6017

Transferred To (Grantee/Buyer)

NameVerified Name
Address12018 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5427

Mortgage

Document Number0000080872
DateFeb 10, 2021
Instrument20210080872
Lender
NameFAIRWINDS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,593,832 (+1%)$1,980,280 (-1.32%) Land $280,000 Building $1,700,280
2025$27,745.00 (+8.05%)$1,448,938 (-18.71%)$2,006,850 (+12.59%) Land $280,000 Building $1,726,850
2024$25,679.00 (+12.04%)
2023$22,920.00 (+31.26%)$1,782,515 (+63.74%) Land $280,000 Building $1,502,515$1,782,515 (+63.74%) Land $280,000 Building $1,502,515
2022$17,462.00$1,088,608 Land $280,000 Building $808,608$1,088,608 Land $280,000 Building $808,608

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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