Montgomery County property record for 1205 E Coolbaugh St, Red Oak, IA 51566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,882 sqft · built 1900 |
| Lot Size | 0.231 acres (10,050 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $96,000 (Jul 2018) |
| Tax Bill | $3,376 (2025) |
| Deeds & Mortgages | Jul 2018 Sale & Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 600628281016000 |
| Primary APN | 600628281016000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,882 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Basement Area | 392 sqft |
| Finished Basement | 392 sqft |
| Unfinished Basement | 392 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,050 sqft (0.231 acres) |
| Lot Dimensions | 150 ft deep x 67 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 277 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1205 E COOLBAUGH ST |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-2525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SD LT 1 LT 6 SE NE W 67' SL 15 |
| Legal Range | 38W |
| Legal Township | 72N |
| Legal Section | 28 |
| Legal Lot Number | 1,6 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 960200 |
Source: Montgomery County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1205 E COOLBAUGH ST, RED OAK, IA 51566-2525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2018 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Jan 29, 2018 | Deed of Trust, Mortgage BANK IOWA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2018 · Amount on Record |
| Deed Sale | Jul 13, 2018 · Amount on Record |
| Prior Sale | Aug 24, 2006 · Amount on Record |
| Deed Document Number | 20181044 |
| Deed Book / Page | 2018 / 1044 |
| Prior Transfer Date | Aug 17, 2006 |
| Prior Transfer Doc | 0298/0427 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | Jul 13, 2018 |
| Property Address | 1205 E COOLBAUGH ST, RED OAK, IA 51566-2525 |
| Document Number | 2018/1044 |
| Book / Page | 2018 / 1044 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 000000001044 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1205 E COOLBAUGH ST, RED OAK, IA 51566-2525 |
| Document Number | 0000002018/0000001045 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 0000002018/0000001045 |
| Instrument | 000000001045 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 390 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 1205 E COOLBAUGH ST, RED OAK, IA 51566-2525 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000000133 |
|---|---|
| Date | Jan 29, 2018 |
| Book Page | 0000002018/0000000133 |
| Instrument | 000000000133 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Montgomery County assessment roll, as of October 2, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,376.00 (+11.2%) Homeowner's exemption | $165,470 (+18.51%) Land $14,340 Building $151,130 | $165,470 (+18.51%) Land $14,340 Building $151,130 |
| 2024 | $3,036.00 (+32%) | ||
| 2023 | $139,620 Land $10,750 Building $128,870 | $139,620 Land $10,750 Building $128,870 | |
| 2022 | $2,300.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1987–2008) |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FMTC of Stanton Iowa Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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