1203 E Coolbaugh St, Red Oak, IA 51566 Property Records

Montgomery County property record for 1203 E Coolbaugh St, Red Oak, IA 51566

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,044 sqft · built 1910
Lot Size0.207 acres (9,000 sqft)
Owner2 Individual Names on Record
Last Sale$144,000 (Jun 2018)
Tax Bill$4,822 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jun 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN600628281015000

Property Details

APN / Parcel Number

Primary APN600628281015000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,044 sqft Living Area
1st Floor Area780 sqft
Basement Area780 sqft
Unfinished Basement780 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,000 sqft (0.207 acres)
Lot Dimensions180 ft deep x 50 ft wide
Garage TypeDetached
Garage Area324 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area225 sqft
Deck Area616 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address1203 E COOLBAUGH ST
CityRED OAK
StateIA
Zip51566-2525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSD LT 6 SE NE E 50' S 180' SL 2
Legal Range38W
Legal Township72N
Legal Section28
Legal Lot Number6
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group3
Census Block3004
Census Tract960200

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address400 BROOKLYN MANOR PL, 4, EVANSDALE, IA 50707-1325
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
ALLY CAPITAL CORP
Jun 22, 2018Deed of Trust, Mortgage
ALLY CAPITAL CORP
Jun 22, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2018 · Amount on Record
Deed SaleJun 22, 2018 · Amount on Record
Prior SaleDec 26, 2013 · Amount on Record
Deed Document Number2018940
Deed Book / Page2018 / 940
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IA
Property Address1203 E COOLBAUGH ST, RED OAK, IA 51566-2525
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020/1046
DateJun 23, 2020
Book Page2020/1046
Instrument2020 1046
Lender
NameALLY CAPITAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2035
Interest
Rate TypeFixed Rate

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IA
Property Address1203 E COOLBAUGH ST, RED OAK, IA 51566-2525
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000000941
DateJun 22, 2018
Book Page0000002018/0000000941
Instrument000000000941
Lender
NameALLY CAPITAL CORP
TypeMortgage Company
Agreement
AmountAmount Recorded
Term355 Months
DueJan 1, 2048

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY IA
Recording DateJun 22, 2018
Property Address1203 E COOLBAUGH ST, RED OAK, IA 51566-2525
Document Number2018/940
Book / Page2018 / 940
Instrument DateJun 15, 2018
Instrument000000000940
Transaction TypeTransfer
Record UpdatedSep 7, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400, EVANSDALE, IA 50707

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,822.00 (+3.25%)$220,820 (+10.95%) Land $11,200 Building $209,620$220,820 (+10.95%) Land $11,200 Building $209,620
2024$4,670.00 (+18.53%)
2023$199,030 Land $8,400 Building $190,630$199,030 Land $8,400 Building $190,630
2022$3,940.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1987–2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FMTC of Stanton Iowa
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

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