1110 E Coolbaugh St, Red Oak, IA 51566 Property Records

Montgomery County property record for 1110 E Coolbaugh St, Red Oak, IA 51566

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,578 sqft · built 1920
Lot Size0.167 acres (7,290 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Aug 2024)
Tax Bill$3,108 (2025)
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN600628404005000

Property Details

APN / Parcel Number

Primary APN600628404005000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,578 sqft Living Area
1st Floor Area780 sqft
Basement Area780 sqft
Finished Basement780 sqft
Unfinished Basement780 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,290 sqft (0.167 acres)
Lot Dimensions135 ft deep x 54 ft wide

Exterior Amenities

PorchEnclosed Porch
Porch Area220 sqft
Deck Area396 sqft
Patio Area660 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address1110 E COOLBAUGH ST
CityRED OAK
StateIA
Zip51566-2524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLARD ADD W 45' E 53.67' N 164.5' LT 1 & 1/2 INT E 8.67' N 164.5' LT 1
Legal SubdivisionWILLARDS ADDITION
Legal Lot Number1
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group3
Census Block3015
Census Tract960200

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address901 E WASHINGTON AVE, RED OAK, IA 51566-2416
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2024 · Amount on Record
Deed SaleAug 22, 2024 · Amount on Record
Prior SaleSep 4, 2013 · Amount on Record
Deed Document Number20241122
Deed Book / Page2024 / 1122
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IA
Property Address1110 E COOLBAUGH ST, RED OAK, IA 51566-2524
Transaction TypeMortgage
Record UpdatedNov 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000001688
DateNov 1, 2018
Book Page0000002018/0000001688
Instrument000000001688
Lender
NameBANK IOWA
TypeBank
Agreement
AmountAmount Recorded
Term350 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,108.00 (+43.23%)$142,330 (+53.92%) Land $11,230 Building $131,100$142,330 (+53.92%) Land $11,230 Building $131,100
2024$2,170.00 (+27.95%)
2023$92,470 Land $8,420 Building $84,050$92,470 Land $8,420 Building $84,050
2022$1,696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1987–2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FMTC of Stanton Iowa
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

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