Montgomery County property record for 1207 E Coolbaugh St, Red Oak, IA 51566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,428 sqft · built 1968 |
| Lot Size | 0.286 acres (12,450 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Mar 2017) |
| Tax Bill | $3,318 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 600628281017000 |
| Primary APN | 600628281017000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| Basement Area | 1,428 sqft |
| Finished Basement | 300 sqft |
| Unfinished Basement | 1,128 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,450 sqft (0.286 acres) |
| Lot Dimensions | 150 ft deep x 83 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 12 sqft |
| Deck Area | Deck Area |
| Patio Area | 221 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1207 E COOLBAUGH ST |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-2525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SD LT 1 LT 6 SE NE SL 14 & E 33' SL 15 |
| Legal Range | 38W |
| Legal Township | 72N |
| Legal Section | 28 |
| Legal Lot Number | 1,6 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 960200 |
Source: Montgomery County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1207 E COOLBAUGH ST, RED OAK, IA 51566-2525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION |
| Jun 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC |
| Mar 22, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOUGHTON STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2017 · Amount on Record |
| Deed Sale | Mar 22, 2017 · Amount on Record |
| Deed Document Number | 2017471 |
| Deed Book / Page | 2017 / 471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | Sep 29, 2026 |
| Property Address | 1207 E COOLBAUGH ST, RED OAK, IA 51566-2525 |
| Document Number | 0000001355 |
| Book / Page | 2026 / 1355 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 20261355 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000001355, |
|---|---|
| Date | Sep 29, 2026 |
| Book Page | 2026/1355 |
| Instrument | 20261355 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 1207 E COOLBAUGH ST, RED OAK, IA 51566-2525 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02022/1031 |
|---|---|
| Date | Jun 23, 2022 |
| Book Page | 2022/1031 |
| Instrument | 2022 1031 |
| Name | AMERICAN INTERNET MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | Mar 22, 2017 |
| Property Address | 1207 E COOLBAUGH ST, RED OAK, IA 51566-2525 |
| Document Number | 02017/0471 |
| Book / Page | 2017 / 0471 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 2017 0471 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $143.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1207 E COOLBAUGH ST, RED OAK, IA 51566-2525 |
| Document Number | 02017/0472 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 2017/0472 |
| Instrument | 2017 0472 |
| Name | HOUGHTON STATE BANK |
|---|---|
| Type | Bank |
| Address | RED OAK, IA 51566 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2042 |
Source: Montgomery County assessment roll, as of October 2, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,318.00 (+25.02%) Homeowner's exemption | $177,430 (+29.45%) Land $16,870 Building $160,560 | $177,430 (+29.45%) Land $16,870 Building $160,560 |
| 2024 | $2,654.00 (+16%) | ||
| 2023 | $137,060 Land $13,320 Building $123,740 | $137,060 Land $13,320 Building $123,740 | |
| 2022 | $2,288.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1987–2008) |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FMTC of Stanton Iowa Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures