1205 Cerca, San Clemente, CA 92673 Property Records

Orange County property record for 1205 Cerca, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,008 sqft · built 1987
Lot Size	0.233 acres (10,150 sqft)
Owner	Individual Name on Record
Last Sale	$1,685,000 (Mar 2026)
Tax Bill	$17,037 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2026 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`680-373-08`

Property Details

APN / Parcel Number

Primary APN	`680-373-08`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,008 sqft Living Area
Gross Area	2,494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	10,150 sqft (0.233 acres)
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1205 CERCA
City	SAN CLEMENTE
State	CA
Zip	92673-4027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 11939 BLK LOT 42
Legal Subdivision	TRACT NO 11939
Legal Tract	11939
Legal Lot Number	42
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4005
Census Tract	42111

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2103 VIA PECANA, SAN CLEMENTE, CA 92673-3739
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 27, 2026	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Mar 27, 2026	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Mar 10, 2022	Grant Deed, Transfer CALIFORNIA TITLE COMPANY
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WINNPOINTE CORPORATION
May 23, 2017	Grant Deed, Transfer · Line of Credit WFG NATIONAL TITLE
May 23, 2017	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO
Jun 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2026 · Amount on Record
Deed Sale	Mar 27, 2026 · Amount on Record
Prior Sale	Mar 10, 2022 · Amount on Record
Deed Document Number	202688056
Prior Transfer Date	Jul 16, 1997
Prior Transfer Doc	0000349270
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1205 CERCA, SAN CLEMENTE, CA 92673-4027
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 CERCA, SAN CLEMENTE, CA 92673-4027

Mortgage

Document Number	0000027978
Date	Jan 21, 2022
Instrument	2022000027978

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 27, 2026
Property Address	1205 CERCA, SAN CLEMENTE, CA 92673-4027
Document Number	0000088057
Map Reference	MB 522 PG 25-28
Instrument Date	Mar 24, 2026
Instrument	2026000088057
Transaction Type	Transfer
Record Updated	Apr 9, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 VIA PECANA, SAN CLEMENTE, CA 92673-3739

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 27, 2026
Property Address	1205 CERCA, SAN CLEMENTE, CA 92673-4027
Document Number	0000088056
Map Reference	MB 522 PG 25-28
Instrument Date	Mar 16, 2026
Instrument	2026000088056
Transaction Type	Transfer
Record Updated	Apr 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 CERCA, SAN CLEMENTE, CA 92673-4027

Mortgage

Document Number	0000088058
Date	Mar 27, 2026
Instrument	2026000088058

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 10, 2022
Property Address	1205 CERCA, SAN CLEMENTE, CA 92673-4027
Document Number	0000094561
Map Reference	MB 522 PG 25-28
Instrument Date	Mar 3, 2022
Instrument	2022000094561
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 NW SHERIDAN RD APT 902, 902, LAWTON, OK 73505-6560

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1205 CERCA, SAN CLEMENTE, CA 92673-4027
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 CERCA, SAN CLEMENTE, CA 92673-4027

Mortgage

Document Number	0000651322
Date	Nov 12, 2020
Instrument	2020000651322

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jul 1, 2050

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 14, 2020
Property Address	1205 CERCA, SAN CLEMENTE, CA 92673-4027
Document Number	0000735086
Map Reference	MB 522 PG 25-28
Instrument Date	Oct 6, 2020
Instrument	2020000735086
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1205 CERCA, SAN CLEMENTE, CA 92673-4027

Mortgage

Document Number	0000735088
Date	Dec 14, 2020
Instrument	2020000735088

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 23, 2017
Property Address	1205 CERCA, SAN CLEMENTE, CA 92673-4027
Document Number	0000210763
Map Reference	DOC2003-875420
Instrument Date	Apr 17, 2017
Instrument	2017000210763
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 CERCA, SAN CLEMENTE, CA 92673-4027

Mortgage

Document Number	, 2017000210765
Date	May 23, 2017
Instrument	2017000210765

Lender

Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	May 23, 2017
Property Address	1205 CERCA, SAN CLEMENTE, CA 92673-4027
Document Number	0000210762
Instrument Date	Apr 5, 2017
Instrument	210762
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1205 CERCA SAN CLEMENTE CA 926734027, SAN CLEMENTE, CA 92673-4027

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 2, 2017
Property Address	1205 CERCA, SAN CLEMENTE, CA 92673-4027
Document Number	0000225642
Instrument Date	Apr 5, 2017
Instrument	225642
Transaction Type	Transfer
Record Updated	Jun 9, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1205 CERCA SAN CLEMENTE CA 926734027, SAN CLEMENTE, CA 92673-4027

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,721,066 (+2%) Land $1,486,816 Building $234,250
2025	$17,037.00 (+1.69%)	$1,687,320 (+4.04%) Land $1,457,663 Building $229,657
2024	$16,754.00 (+2.16%)
2023	$16,399.00 (+65.46%)	$1,621,800 Land $1,401,060 Building $220,740
2022	$9,911.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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