1200 Cerca, San Clemente, CA 92673 Property Records

Orange County property record for 1200 Cerca, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,008 sqft · built 1987
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,640,000 (Jan 2026)
Tax Bill	$5,118 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`680-373-18`

Property Details

APN / Parcel Number

Primary APN	`680-373-18`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,008 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	8,000 sqft (0.184 acres)
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	1200 CERCA
City	SAN CLEMENTE
State	CA
Zip	92673-4027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 11939 BLK LOT 32
Legal Subdivision	TRACT NO 11939
Legal Tract	11939
Legal Lot Number	32
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4005
Census Tract	42111

Owner

1200 Cerca is owned and occupied by two individuals who bought it in January 2026.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1200 CERCA, SAN CLEMENTE, CA 92673-4027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Grant Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP
Jul 1, 2021	Intrafamily Transfer, Transfer
Nov 19, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2026 · Amount on File
Deed Sale	Jan 12, 2026 · Amount on File
Deed Document Number	20267689
Prior Transfer Date	Jun 4, 1999
Prior Transfer Doc	0000422474
Record Updated	Oct 29, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 12, 2026
Property Address	1200 CERCA, SAN CLEMENTE, CA 92673-4027
Document Number	0000007689
Map Reference	MB 522 PG 25-28
Instrument Date	Dec 17, 2025
Instrument	2026000007689
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1200 CERCA, SAN CLEMENTE, CA 92673-4027

Mortgage

Document Number	0000007690
Date	Jan 12, 2026
Instrument	2026000007690

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 1, 2021
Property Address	1200 CERCA, SAN CLEMENTE, CA 92673-4027
Document Number	0000431247
Map Reference	MB 522 PG 25-28
Instrument Date	Jun 29, 2021
Instrument	2021000431247
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 CERCA, SAN CLEMENTE, CA 92673-4027

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1200 CERCA, SAN CLEMENTE, CA 92673-4027
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 CERCA, SAN CLEMENTE, CA 92673-4027

Mortgage

Document Number	0000673266
Date	Nov 19, 2020
Instrument	2020000673266

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	LONG BEACH, CA 90801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1200 Cerca was $5,118.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$522,620 (+2%) Land $250,244 Building $272,376
2025	$5,118.00 Homeowner's exemption	$512,373 Land $245,337 Building $267,036
2023	$4,924.00 (+1.97%) Homeowner's exemption	$492,478 Land $235,811 Building $256,667
2022	$4,829.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1200 Cerca in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1200 Cerca is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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