1202 Cerca, San Clemente, CA 92673 Property Records

Orange County property record for 1202 Cerca, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,295 sqft · built 1987
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on File
Tax Bill	$6,895 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`680-373-17`

Property Details

APN / Parcel Number

Primary APN	`680-373-17`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Building Area	2,295 sqft Living Area

Exterior

Year Built	Built 1987
Lot Area	7,000 sqft (0.16 acres)
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1202 CERCA
City	SAN CLEMENTE
State	CA
Zip	92673-4027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 11939 BLK LOT 33
Legal Subdivision	FORSTER RANCH MASTER ASSOCIATION #1
Legal Tract	11939
Legal Lot Number	33
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4005
Census Tract	42111

Owner

Source: Orange County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1202 CERCA, SAN CLEMENTE, CA 92673-4027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LNDG INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2003
Deed Sale	Aug 27, 2003
Prior Sale	Oct 17, 2001 · Amount on Record
Deed Document Number	2003001035042
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1202 CERCA, SAN CLEMENTE, CA 92673-4027
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 CERCA, SAN CLEMENTE, CA 92673-4027

Mortgage

Document Number	0000528761
Date	Aug 23, 2021
Instrument	2021000528761

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1202 CERCA, SAN CLEMENTE, CA 92673-4027
Document Number	0000613446
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1202 CERCA SAN CLEMENTE CA 926734027, SAN CLEMENTE, CA 92673-4027

Mortgage

Document Number	0000613446
Date	Oct 28, 2020
Instrument	613446

Lender

Name	ADVANTAGEFIRST LNDG INC
Address	RANCHO SANTA MARGARI, CA 92688

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,895.00 (+8.99%) Homeowner's exemption	$688,591 (+9.07%) Land $384,751 Building $303,840
2023	$6,326.00 (+1.95%) Homeowner's exemption	$631,342 Land $369,811 Building $261,531
2022	$6,205.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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