1209 Cerca, San Clemente, CA 92673 Property Records

Orange County property record for 1209 Cerca, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,008 sqft · built 1987
Lot Size	0.258 acres (11,250 sqft)
Owner	Company Name on Record
Last Sale	$280,000 (Mar 1998)
Tax Bill	$4,460 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit May 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`680-373-10`

Property Details

APN / Parcel Number

Primary APN	`680-373-10`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,008 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	11,250 sqft (0.258 acres)
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1209 CERCA
City	SAN CLEMENTE
State	CA
Zip	92673-4028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 11939 BLK LOT 40
Legal Subdivision	TRACT 11939
Legal Tract	11939
Legal Lot Number	40
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4005
Census Tract	42111

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1209 CERCA, SAN CLEMENTE, CA 92673-4028
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
May 17, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 1998 · Amount on Record
Deed Sale	Mar 20, 1998 · Amount on Record
Deed Document Number	1998161687
Last Transfer Date	Jun 10, 2003
Transfer Doc	0000852818
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1209 CERCA, SAN CLEMENTE, CA 92673-4028
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 CERCA, SAN CLEMENTE, CA 92673-4028

Mortgage

Document Number	0000562398
Date	Sep 9, 2021
Instrument	2021000562398

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1209 CERCA, SAN CLEMENTE, CA 92673-4028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200569
Date	May 17, 2017
Instrument	2017000200569

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	May 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1209 CERCA, SAN CLEMENTE, CA 92673-4028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 CERCA, SAN CLEMENTE, CA 92673-4028

Mortgage

Document Number	0000492737
Date	Sep 15, 2020
Instrument	2020000492737

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	SAN CLEMENTE, CA 92673

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$456,022 (+2%) Land $218,606 Building $237,416
2025	$4,460.00 (+3.96%) Homeowner's exemption	$447,081 (+4.04%) Land $214,320 Building $232,761
2023	$4,290.00 (+1.97%) Homeowner's exemption	$429,721 Land $205,997 Building $223,724
2022	$4,207.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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