12024 Coldwater Rd, Flushing, MI 48433 Property Records

Genesee County property record for 12024 Coldwater Rd, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,582 sqft · built 2005
Lot Size	0.797 acres (34,717 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,000 (Jul 2006)
Tax Bill	$2,456 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-18-400-008`

Property Details

APN / Parcel Number

Primary APN	`08-18-400-008`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,582 sqft Living Area
1st Floor Area	1,582 sqft
Basement Area	1,582 sqft
Unfinished Basement	1,582 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Lot Area	34,717 sqft (0.797 acres)
Lot Dimensions	247 ft deep x 140 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12024 COLDWATER RD
City	FLUSHING
State	MI
Zip	48433-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Legal Description	A PARCEL OF LAND BEG 156.5 FT W OF SE COR OF SEC TH N 247 FT TH W 140.5 FT TH S 247 FT TH E 140.5 FT TO PL OF BEG SEC 18 T8N
Legal Range	05E
Legal Township	08N
Legal Section	18
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	1
Census Block	1037
Census Tract	10700

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12024 COLDWATER RD, FLUSHING, MI 48433-9703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRANKENMUTH CU
Oct 21, 2022	Deed of Trust, Mortgage · FHA Mortgage FRANKENMUTH CU
Aug 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FRANKENMUTH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2006 · Amount on Record
Deed Sale	Jul 13, 2006 · Amount on Record
Deed Document Number	200664746
Last Transfer Date	Jun 25, 2020
Transfer Doc	0000057541
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12024 COLDWATER RD, FLUSHING, MI 48433-9703
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12024 COLDWATER RD, FLUSHING, MI 48433-9703

Mortgage

Document Number	0000004982
Date	Feb 5, 2024
Instrument	202402050004982

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2039

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12024 COLDWATER RD, FLUSHING, MI 48433-9703
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12024 GOLDWATER RD, FLUSHING, MI 48433

Mortgage

Document Number	0000068256
Date	Oct 21, 2022
Instrument	202210210068256

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Aug 18, 2020
Property Address	12024 COLDWATER RD, FLUSHING, MI 48433-9703
Document Number	202008180057541
Instrument Date	Jun 25, 2020
Instrument	202008180057541
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	MICHIGAN TRUSTED TITLE AGCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12024 COLDWATER RD, FLUSHING, MI 48433-9703

Mortgage

Document Number	202008180057542
Date	Aug 18, 2020
Instrument	202008180057542

Lender

Name	FRANKENMUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flushing Charter Township
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,200 (+6.18%) Land $13,400 Building $101,800	$230,400 (+6.18%) Land $26,800 Building $203,600
2025	$2,456.00 (+0.49%) Homeowner's exemption	$108,500 (+12.32%)	$217,000 (+12.32%)
2024	$2,444.00 (+15.72%)
2023		$96,600	$193,200
2021	$2,112.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2001–2012)
Most Recent Claim	May 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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