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  5. E Oregon St

1204 E Oregon St, Urbana, IL 61802 Property Records

Champaign County property record for 1204 E Oregon St, Urbana, IL 61802

Property Summary

Property TypeSingle Family Home
Details1 ba · 635 sqft · built 1934
Lot Size0.103 acres (4,485 sqft)
OwnerCompany Name on Record
Last Sale$43,000 (Oct 2008)
Tax Bill$1,366 (2024)
Deeds & MortgagesSep 2020 Loan Modification
Apr 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN92-21-16-177-010

Property Details

APN / Parcel Number

Primary APN92-21-16-177-010

Interior

Full Baths1 Bath
Stories1 Story
Building Area635 sqft Building Perimeter
1st Floor Area635 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1934
Effective Year BuiltEffective 1934
Exterior MaterialStucco
Roof MaterialOther
Lot Area4,485 sqft (0.103 acres)
Lot Dimensions69 ft deep x 65 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address1204 E OREGON ST
CityURBANA
StateIL
Zip61802-4435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT PT 9 BLOCK 4 BUSEY AND DUNLAPS ADD
Legal Range09E
Legal Township19N
Legal Section16
Legal SubdivisionBUSEY AND DUNLAPS ADD
Legal Block4
Legal Lot Number9
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group4
Census Block4014
Census Tract5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address705 S GLOVER AVE, URBANA, IL 61802-4426
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2020Loan Modification, Mortgage
VILLA GROVE ST BK
Apr 16, 2018Loan Modification, Mortgage
VILLA GROVE ST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2008 · Amount on Record
Deed SaleOct 1, 2008 · Amount on Record
Deed Document Number200825579
Record UpdatedOct 29, 2026

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHAMPAIGN IL
Property Address1204 E OREGON ST, URBANA, IL 61802-4435
Document Number0000018556
Instrument DateSep 4, 2020
Transaction TypeMortgage
Record UpdatedOct 21, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1204 E OREGON ST URBANA IL 618024435, URBANA, IL 61802-4435

Mortgage

Document Number0000018556
DateSep 14, 2020
Instrument18556
Lender
NameVILLA GROVE ST BK
TypeMortgage Company
AddressVILLA GROVE, IL 61956
Agreement
AmountAmount Recorded
Term60 Months
DueSep 13, 2025
Interest
Rate5.25%

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHAMPAIGN IL
Recording DateApr 16, 2018
Property Address1204 E OREGON ST, URBANA, IL 61802-4435
Instrument DateApr 11, 2018
Instrument5858
Transaction TypeMortgage
Record UpdatedMay 1, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1704 E JAMES CHERRY DR

Mortgage

Document Number0000005858
DateApr 16, 2018
Instrument5858
Lender
NameVILLA GROVE ST BK
TypeMortgage Company
AddressPO BOX BOX 50, VILLA GROVE, IL 61956
Agreement
AmountAmount Recorded
Term36 Months
DueApr 15, 2021

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,370 (+25.97%) Land $8,920 Building $11,450$61,110 (+25.97%) Land $26,760 Building $34,350
2024$1,366.00 (-21.94%)
2022$1,750.00$16,170 Land $7,080 Building $9,090$48,510 Land $21,240 Building $27,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

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