1109 E Oregon St, Urbana, IL 61802 Property Records

Champaign County property record for 1109 E Oregon St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 998 sqft · built 1879
Lot Size	0.129 acres (5,600 sqft)
Owner	Company Name on Record
Last Sale	$81,000 (Nov 2006)
Tax Bill	$2,669 (2024)
Deeds & Mortgages	Sep 2020 Line of Credit Apr 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`92-21-16-179-005`

Property Details

APN / Parcel Number

Primary APN	`92-21-16-179-005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	998 sqft Building Perimeter
1st Floor Area	998 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1879
Effective Year Built	Effective 1879
Exterior Material	Stucco
Roof Material	Other
Lot Area	5,600 sqft (0.129 acres)
Lot Dimensions	112 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1109 E OREGON ST
City	URBANA
State	IL
Zip	61802-4433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 63 HUBBARDS, MARTHA C., 2ND ADD
Legal Range	09E
Legal Township	19N
Legal Section	16
Legal Subdivision	HUBBARDS, MARTHA C., 2ND ADD
Legal Lot Number	63
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	4
Census Block	4016
Census Tract	5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	705 S GLOVER AVE, URBANA, IL 61802-4426
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Line of Credit BIG TOP PROPERTIES LLC
Apr 11, 2018	Loan Modification, Mortgage VILLA GROVE ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2006 · Amount on Record
Deed Sale	Nov 3, 2006 · Amount on Record
Deed Document Number	200630852
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1109 E OREGON ST, URBANA, IL 61802-4433
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018551
Date	Sep 14, 2020
Instrument	2020R18551

Lender

Name	BIG TOP PROPERTIES LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 6, 2025

Interest

Rate Type	Fixed Rate
Rate	5.25%

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	1109 E OREGON ST, URBANA, IL 61802-4433
Document Number	0000005857
Instrument Date	Apr 11, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1109 E OREGON URBANA IL 61801, URBANA, IL 61801

Mortgage

Document Number	0000005857
Date	Apr 16, 2018
Instrument	5857

Lender

Name	VILLA GROVE ST BK
Type	Mortgage Company
Address	VILLA GROVE, IL 61956

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Apr 15, 2021

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,730 (+25.91%) Land $11,130 Building $22,600	$101,190 (+25.91%) Land $33,390 Building $67,800
2024	$2,669.00 (-7.93%)
2022	$2,899.00	$26,790 Land $8,840 Building $17,950	$80,370 Land $26,520 Building $53,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

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