1107 E Oregon St, Urbana, IL 61802 Property Records

Champaign County property record for 1107 E Oregon St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 988 sqft · built 1939
Lot Size	0.129 acres (5,600 sqft)
Owner	Individual Name on Record
Last Sale	$97,000 (Sep 2020)
Tax Bill	$3,638 (2024)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92-21-16-179-004`

Property Details

APN / Parcel Number

Primary APN	`92-21-16-179-004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Building Perimeter
1st Floor Area	988 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Stucco
Foundation Type	Raised
Roof Material	Other
Lot Area	5,600 sqft (0.129 acres)
Lot Dimensions	112 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1107 E OREGON ST
City	URBANA
State	IL
Zip	61802-4433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 63 HUBBARDS, MARTHA C., 2ND ADD
Legal Range	09E
Legal Township	19N
Legal Section	16
Legal Subdivision	HUBBARDS, MARTHA C., 2ND ADD
Legal Lot Number	63
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	4
Census Block	4016
Census Tract	5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1107 E OREGON ST, URBANA, IL 61802-4433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF ILLINOIS COMMUNITY CU
Apr 24, 2018	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Prior Sale	Apr 25, 2011 · Amount on Record
Deed Document Number	202019561
Prior Transfer Date	Jan 14, 2003
Prior Transfer Doc	0000001697
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 24, 2020
Property Address	1107 E OREGON ST, URBANA, IL 61802-4433
Document Number	0000019561
Map Reference	MB E PG G24
Instrument Date	Sep 18, 2020
Instrument	2020R19561
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 E OREGON ST, URBANA, IL 61802-4433

Mortgage

Document Number	0000019562
Date	Sep 24, 2020
Instrument	2020R19562

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.62%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 24, 2018
Property Address	1107 E OREGON ST, URBANA, IL 61802-4433
Document Number	0000006332
Instrument Date	Apr 23, 2018
Instrument	6332
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1107 E OREGON ST URBANA IL 618024433, URBANA, IL 61802-4433

Mortgage

Document Number	6333
Date	Apr 24, 2018
Instrument	6333

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2048

Interest

Rate	4.99%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,670 (+25.89%) Land $11,130 Building $32,540	$131,010 (+25.89%) Land $33,390 Building $97,620
2024	$3,638.00 (+17.17%)
2022	$3,105.00 Homeowner's exemption	$34,690 Land $8,840 Building $25,850	$104,070 Land $26,520 Building $77,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

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