1103 E Oregon St, Urbana, IL 61802 Property Records

Champaign County property record for 1103 E Oregon St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,043 sqft · built 1940
Lot Size	0.139 acres (6,048 sqft)
Owner	Individual Name on Record
Last Sale	$94,500 (Jul 2012)
Tax Bill	$3,430 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92-21-16-179-002`

Property Details

APN / Parcel Number

Primary APN	`92-21-16-179-002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,043 sqft Building Perimeter
1st Floor Area	1,043 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Stucco
Roof Material	Other
Lot Area	6,048 sqft (0.139 acres)
Lot Dimensions	96 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	221 sqft
Driveway	Concrete Driveway
Driveway Area	660 sqft
Parking Spaces	1 Parking Space
Deck Area	75 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1103 E OREGON ST
City	URBANA
State	IL
Zip	61802-4433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 62 HUBBARDS, MARTHA C., 2ND ADD
Legal Range	09E
Legal Township	19N
Legal Section	16
Legal Subdivision	HUBBARDS, MARTHA C., 2ND ADD
Legal Lot Number	62
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	4
Census Block	4016
Census Tract	5500

Owner

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1103 E OREGON ST, URBANA, IL 61802-4433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FIRST FSB OF CHAMPAIGN URBANA
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB OF CHAMPAIGN URBANA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2012 · Amount on Record
Deed Sale	Jul 13, 2012 · Amount on Record
Prior Sale	Apr 2, 2008 · Amount on Record
Deed Document Number	201217227
Last Transfer Date	Feb 11, 2026
Transfer Doc	0000002425
Record Updated	Oct 29, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 19, 2026
Property Address	1103 E OREGON ST, URBANA, IL 61802-4433
Document Number	0000002425
Map Reference	DOC 166621
Instrument Date	Feb 11, 2026
Instrument	2026R02425
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 E OREGON ST, URBANA, IL 61802-4433

Mortgage

Document Number	0000002551
Date	Feb 19, 2026
Instrument	2026R02551

Lender

Name	FIRST FSB OF CHAMPAIGN URBANA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1103 E OREGON ST, URBANA, IL 61802-4433
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027596
Date	Dec 30, 2020
Instrument	2020R27596

Lender

Name	FIRST FSB OF CHAMPAIGN URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2031

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,540 (+5.81%) Land $12,040 Building $29,500	$124,620 (+5.81%) Land $36,120 Building $88,500
2024	$3,430.00 (+8.17%) Homeowner's exemption	$39,260 (+19.01%) Land $11,380 Building $27,880	$117,780 (+19.01%) Land $34,140 Building $83,640
2023	$3,171.00 (+8.56%)
2022	$2,921.00 Homeowner's exemption	$32,990 Land $9,560 Building $23,430	$98,970 Land $28,680 Building $70,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

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