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1204 E Central Ave, Ponca City, OK 74601 Property Records

Kay County property record for 1204 E Central Ave, Ponca City, OK 74601

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,666 sqft · built 1920
Lot Size1.03 acres (44,997 sqft)
OwnerIndividual Name on File
Last Sale$176,000 (Jul 2018)
Tax Bill$1,740 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0080-00-002-011-0-000-00

Property Details

APN / Parcel Number

Primary APN0080-00-002-011-0-000-00
Alternative APN
  • 730

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area3,666 sqft Living Area
1st Floor Area1,931 sqft
2nd Floor Area1,735 sqft
Basement Area1,814 sqft
Unfinished Basement1,814 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1995
Architectural StyleTraditional
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeBlock
Roof MaterialClay Tile
Lot Area44,997 sqft (1.03 acres)
Lot Dimensions150 ft deep x 300 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area96 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number730
Street Address1204 E CENTRAL AVE
CityPONCA CITY
StateOK
Zip74601-5605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionP C-BLUFFDALE ADD BLOCK 2 LOTS 11-20 INCL W10' VAC ALLEY ADJ
Legal Range02E
Legal Township26N
Legal Section27
Legal SubdivisionBLUFFDALE
Legal Block2
Legal Lot Number11-20 12
JurisdictionKAY OK
Township / Civil DivisionPONCA CITY
Census Block Group3
Census Block3001
Census Tract400

Owner

Source: Kay County assessment roll, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1204 E CENTRAL AVE, PONCA CITY, OK 74601-5605
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2020Deed of Trust, Mortgage · FHA Mortgage
MID AMERICA MTG
Jul 2, 2018Warranty Deed, Transfer · FHA Mortgage
OPEN MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 2, 2018 · Amount on Record
Deed SaleJul 2, 2018 · Amount on Record
Prior SaleAug 12, 2013 · Amount on Record
Deed Document Number2018-005092
Deed Book / Page1780 / 0768
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAY OK
Property Address1204 E CENTRAL AVE, PONCA CITY, OK 74601-5605
Document Number0000005429
Instrument DateJul 31, 2020
Transaction TypeMortgage
Record UpdatedAug 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1204 E CENTRAL AVE PONCA CITY OK 746015605, PONCA CITY, OK 74601-5605

Mortgage

Document Number0000005429
DateAug 6, 2020
Book Page001842/000743
Instrument5429
Lender
NameMID AMERICA MTG
TypeMortgage Company
AddressADDISON, TX 75001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 5, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKAY OK
Recording DateJul 2, 2018
Property Address1204 E CENTRAL AVE, PONCA CITY, OK 74601-5605
Document Number0000005092
Book / Page1780 / 0768
Instrument DateJun 29, 2018
Instrument2018-005092
Transaction TypeTransfer
Record UpdatedMar 15, 2022
Title CompanySECURITY TITLE SERVICE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$264.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0000005093
DateJul 2, 2018
Instrument2018-005093
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Kay County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyKay County
MunicipalityPonca City
Unified School DistrictPonca City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,740.00 (-1.36%) Homeowner's exemption$19,196 (-2.24%) Land $2,228 Building $16,968$174,500 (-2.24%) Land $20,250 Building $154,250
2024$1,764.00 (-4.7%) Homeowner's exemption$19,635 (-2.78%) Land $1,782 Building $17,853$178,503 (-2.78%) Land $16,200 Building $162,303
2023$1,851.00 Homeowner's exemption$20,197 Land $1,782 Building $18,415$183,612 Land $16,200 Building $167,412

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
City of Ponca, Oklahoma
Fiber		1,000 / 1,000
Cable One
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AMG Technology Investment Group, AT&T, Chisholm Broadband.

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