1115 E Central Ave, Ponca City, OK 74601 Property Records

Kay County property record for 1115 E Central Ave, Ponca City, OK 74601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,722 sqft · built 1953
Lot Size	0.312 acres (13,591 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Aug 2015)
Tax Bill	$727 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0560-00-000-014-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`0560-00-000-014-0-000-00`
Alternative APN	`4505`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,722 sqft Living Area
1st Floor Area	1,722 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2014
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,591 sqft (0.312 acres)
Lot Dimensions	135 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4505
Street Address	1115 E CENTRAL AVE
City	PONCA CITY
State	OK
Zip	74601-5604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C-GARDENS ADD E58.42' LOT 14 & W41.56' OF LOT 15 ...HUSBAND AND WIFE
Legal Range	02E
Legal Township	26N
Legal Section	27
Legal Subdivision	GARDENS
Legal Lot Number	14,15
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	2
Census Block	2014
Census Tract	201

Owner

Source: Kay County assessment roll, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1115 E CENTRAL AVE, PONCA CITY, OK 74601-5604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 2015 · Amount on Record
Deed Sale	Aug 11, 2015 · Amount on Record
Prior Sale	Nov 20, 2012 · Amount on Record
Deed Document Number	20156743
Deed Book / Page	1687 / 983
Prior Transfer Date	Nov 7, 2006
Prior Transfer Doc	0013740878
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	1115 E CENTRAL AVE, PONCA CITY, OK 74601-5604
Document Number	0000007862
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	FIRST INTEGRITY TITLE, FITCO-FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1115 E CENTRAL AVE PONCA CITY OK 746015604, PONCA CITY, OK 74601-5604

Mortgage

Document Number	0000007862
Date	Nov 4, 2020
Book Page	001851/000223
Instrument	7862

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$727.00 (+4.45%) Homeowner's exemption	$8,607 (+3%) Land $1,209 Building $7,398	$114,900 (-0.89%) Land $10,994 Building $103,906
2024	$696.00 (+1.46%) Homeowner's exemption	$8,356 (+3%) Land $1,209 Building $7,147	$115,933 (+3.62%) Land $10,994 Building $104,939
2023	$686.00 Homeowner's exemption	$8,113 Land $1,209 Building $6,904	$111,887 Land $10,994 Building $100,893

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Nov 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
City of Ponca, Oklahoma Fiber	1,000 / 1,000
Cable One Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, AT&T, Chisholm Broadband.