1408 E Central Ave, Ponca City, OK 74604 Property Records

Kay County property record for 1408 E Central Ave, Ponca City, OK 74604

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,526 sqft · built 1951
Lot Size0.257 acres (11,195 sqft)
OwnerIndividual Name on File
Last Sale$40,000 (Oct 2014)
Tax Bill$693 (2025)
Deeds & MortgagesJun 2026 Transfer
Sep 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN0540-00-001-003-0-000-00

Property Details

APN / Parcel Number

Primary APN0540-00-001-003-0-000-00
Alternative APN
  • 4348

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,526 sqft Living Area
1st Floor Area1,526 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1990
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,195 sqft (0.257 acres)
Lot Dimensions149 ft deep x 75 ft wide
Garage TypeAttached
Garage Area1,111 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area124 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number4348
Street Address1408 E CENTRAL AVE
CityPONCA CITY
StateOK
Zip74604-5201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionP C - FREEMAN SUB BLK 1 LOT 3
Legal Range02E
Legal Township26N
Legal Section26
Legal SubdivisionFREEMAN
Legal Block1
Legal Lot Number3
JurisdictionKAY OK
Township / Civil DivisionPONCA CITY
Census Block Group2
Census Block2019
Census Tract300

Owner

Source: Kay County assessment roll, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address205 S 14TH ST, PONCA CITY, OK 74601-5656
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 13, 2021Intrafamily Transfer, Transfer
Apr 6, 2020Loan Modification, Mortgage · Conventional Mortgage
ARVEST MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 6, 2014 · Amount on Record
Deed SaleOct 6, 2014 · Amount on Record
Prior SaleAug 10, 2011 · Amount on Record
Deed Document Number20148746
Deed Book / Page1657 / 738
Last Transfer DateAug 31, 2021
Transfer Doc0000007750
Record UpdatedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKAY OK
Recording DateJun 23, 2026
Property Address1408 E CENTRAL AVE, PONCA CITY, OK 74604-5201
Document Number0000004431
Book / Page2039 / 327
Instrument DateMay 21, 2026
Instrument20264431
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 S 14TH ST, PONCA CITY, OK 74601-5656

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKAY OK
Recording DateSep 13, 2021
Property Address1408 E CENTRAL AVE, PONCA CITY, OK 74604-5201
Document Number0000007750
Book / Page1881 / 330
Instrument DateAug 31, 2021
Instrument2021-007750
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKAY OK
Property Address1408 E CENTRAL AVE, PONCA CITY, OK 74604-5201
Document Number0000002881
Instrument DateApr 6, 2020
Transaction TypeMortgage
Record UpdatedMay 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address410 N 32ND ST MUSKOGEE OK 744012001, MUSKOGEE, OK 74401-2001

Mortgage

Document Number0000002881
DateApr 21, 2020
Book Page001834/000109
Instrument2881
Lender
NameARVEST MTG
TypeMortgage Company
AddressMUSKOGEE, OK 74401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 20, 2040

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyKay County
MunicipalityPonca City
Unified School DistrictPonca City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$693.00 (+5.96%)$7,252 (+4.99%) Land $739 Building $6,513$71,914 (-5.61%) Land $6,717 Building $65,197
2024$654.00 (+3.15%)$6,907 (+5%) Land $739 Building $6,168$76,187 (-0.27%) Land $6,717 Building $69,470
2023$634.00$6,578 Land $739 Building $5,839$76,397 Land $6,717 Building $69,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims5 (2019)
Most Recent ClaimMay 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Oklahoma
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
City of Ponca, Oklahoma
Fiber
1,000 / 1,000
Cable One
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, AT&T, Chisholm Broadband.

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