1104 E Central Ave, Ponca City, OK 74601 Property Records

Kay County property record for 1104 E Central Ave, Ponca City, OK 74601

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,812 sqft · built 1918
Lot Size	0.385 acres (16,814 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Dec 2021)
Tax Bill	$1,677 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2021 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0080-00-003-017-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`0080-00-003-017-0-000-00`
Alternative APN	`738`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,812 sqft Living Area
1st Floor Area	1,975 sqft
2nd Floor Area	1,837 sqft
Basement Area	1,975 sqft
Unfinished Basement	1,975 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	16,814 sqft (0.385 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Garage Type	Mixed
Garage Area	420 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	738
Street Address	1104 E CENTRAL AVE
City	PONCA CITY
State	OK
Zip	74601-5603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C - BLUFFDALE ADD BLK 3 LOTS 17-20
Legal Range	02E
Legal Township	26N
Legal Section	27
Legal Subdivision	BLUFFDALE
Legal Block	3
Legal Lot Number	17-20 18
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	3
Census Block	3002
Census Tract	400

Owner

Source: Kay County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1104 E CENTRAL AVE, PONCA CITY, OK 74601-5603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF OKLAHOMA
Jun 14, 2021	Sheriff's Deed, Foreclosure
Jun 30, 2017	Warranty Deed, Transfer · Commercial Mortgage THE EASTMAN NATIONAL BANK OF NEWKIR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Prior Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	0001891698
Deed Book / Page	1749 / 0553
Prior Transfer Date	Jun 14, 2021
Prior Transfer Doc	2021-005012
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	1104 E CENTRAL AVE, PONCA CITY, OK 74601-5603
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 E CENTRAL AVE, PONCA CITY, OK 74601-5603

Mortgage

Document Number	I2022004414
Date	Jun 8, 2022
Book Page	1907/424
Instrument	I-2022-004414

Lender

Name	FIRST NATIONAL BANK OF OKLAHOMA
Type	Bank
Address	PONCA CITY, OK 74604

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	KAY OK
Recording Date	Jun 14, 2021
Property Address	1104 E CENTRAL AVE, PONCA CITY, OK 74601-5603
Document Number	0000005012
Book / Page	1872 / 128
Instrument Date	Jun 10, 2021
Instrument	2021-005012
Transaction Type	Foreclosure
Record Updated	Aug 26, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7701 E KELLOGG DR, WICHITA, KS 67207-1706

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Jun 30, 2017
Property Address	1104 E CENTRAL AVE, PONCA CITY, OK 74601-5603
Document Number	0000005298
Book / Page	1749 / 0553
Instrument Date	Jun 27, 2017
Instrument	2017-005298
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount Recorded
Tax	$127.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1104 E CENTRAL AVE, PONCA CITY, OK 74601-5603

Mortgage

Document Number	0000005299
Date	Jun 30, 2017
Instrument	2017-005299

Lender

Name	THE EASTMAN NATIONAL BANK OF NEWKIR
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kay County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,677.00 (+6.01%)	$17,542 (+5%) Land $931 Building $16,611	$178,441 (-3.79%) Land $10,080 Building $168,361
2024	$1,582.00 (+3.13%)	$16,707 (+5%) Land $887 Building $15,820	$185,462 (-0.57%) Land $8,064 Building $177,398
2023	$1,534.00	$15,911 Land $887 Building $15,024	$186,521 Land $8,064 Building $178,457

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Chisholm Broadband, Nextlink.

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