Miami County property record for 1204 1/2 Spruce St, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,426 sqft · built 2004 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Trust Name on File |
| Last Sale | $125,500 (Dec 2004) |
| Tax Bill | $1,853 (2025) |
| Deeds & Mortgages | Jun 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C06-081305 |
| Primary APN | C06-081305 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,426 sqft Living Area |
| 1st Floor Area | 2,852 sqft |
| Family Room | Family Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 216 ft deep x 80 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 78 sqft |
| Canopy | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1204 1/2 SPRUCE ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-3827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-5-33 LOT 105 HOME ACRES |
| Legal Range | 06 |
| Legal Township | 05 |
| Legal Section | 33 |
| Legal Subdivision | HOME ACRES |
| Legal Lot Number | 105 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 365302 |
1204 1/2 Spruce St is owner-occupied and held in a trust since June 2018.
Source: Miami County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1204 1/2 SPRUCE ST, TROY, OH 45373-3827 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2004 · Amount on File |
| Deed Sale | Dec 7, 2004 · Amount on File |
| Prior Sale | Oct 1, 2003 · Amount on File |
| Last Transfer Date | Jun 6, 2018 |
| Transfer Doc | 0000007414 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 18, 2018 |
| Property Address | 1204 1/2 SPRUCE ST, TROY, OH 45373-3827 |
| Document Number | 0000007414 |
| Instrument Date | Jun 6, 2018 |
| Instrument | 7414 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1204 SPRUCE ST TROY OH 453733827, TROY, OH 45373-3827 |
The 2025 property tax bill for 1204 1/2 Spruce St was $1,853 with a homeowner's exemption, down 1.5% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,853.00 (-1.49%) Homeowner's exemption | $74,910 (+28.78%) Land $7,250 Building $67,660 | $214,000 Land $20,700 Building $193,300 |
| 2024 | $1,881.00 (+0.75%) Homeowner's exemption | $58,170 (-) Land $7,210 Building $50,960 | |
| 2023 | $1,867.00 (+15.96%) Homeowner's exemption | $58,170 (-) Land $7,210 Building $50,960 | $166,200 (-) Land $20,600 Building $145,600 |
| 2022 | $1,610.00 Homeowner's exemption | $58,170 Land $7,210 Building $50,960 | $166,200 Land $20,600 Building $145,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1204 1/2 Spruce St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (1999–2014) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1204 1/2 Spruce St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
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