1200 Spruce St, Troy, OH 45373 Property Records

Miami County property record for 1200 Spruce St, Troy, OH 45373 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1946
Square Footage	952 sqft Living Area
Lot Size	17,424 sqft (0.4 acres)
Occupancy	Owner Occupied
Last Sale	$65,000 (1993)
Tax Bill	$1,509.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`C06-081308`
Alternative APNs	`050633.2-01-022-00` `C06CC033E02500`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	952 sqft Living Area
1st Floor	1,904 sqft 1st Floor
Basement Area	760 sqft Basement
Unfinished Basement	760 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	17,424 sqft (0.4 acres)
Depth X Width	216 ft x 80 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	832 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	1,040 sqft Shed
Patio Area	300 sqft Patio
Canopy Area	48 sqft Canopy

Utilities and HVAC

Cooling System	None Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	1200 SPRUCE ST
City	TROY
State	OH
Zip	45373-3827
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	6-5-33 LOT 108 HOME ACRES
Legal Range	06
Legal Township	05
Legal Section	33
Legal Subdivision	HOME ACRES
Legal Lot Number	108
Jurisdiction	MIAMI OH
Minor Civil Division	CONCORD
Census Blockgroup	1
Census Block	1035
Census Tract	365302

Owner

Source: Miami County records · APN C06-081308

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1200 SPRUCE ST, TROY, OH 45373-3827
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 1993 · Amount on Record
Deed Sale	Dec 01, 1993 · Amount on Record
Last Transfer Date	Aug 29, 2012
Transfer Doc	0000012524
Record Refreshed	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1200 SPRUCE ST, TROY, OH 45373-3827
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012733
Date	Oct 19, 2018
Instrument	2018OR-12733

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 05, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,509.00 (+5.89%) Homeowner's exemption	$43,830 (+19.72%) Land $7,250 Building $36,580	$125,200 (+19.69%) Land $20,700 Building $104,500
2024	$1,425.00 (+2%) Homeowner's exemption	$36,610 (-) Land $7,210 Building $29,400
2023	$1,397.00 (+17%) Homeowner's exemption	$36,610 (-) Land $7,210 Building $29,400	$104,600 (-) Land $20,600 Building $84,000
2022	$1,194.00 Homeowner's exemption	$36,610 Land $7,210 Building $29,400	$104,600 Land $20,600 Building $84,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 25% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.