Miami County property record for 1203 Spruce St, Troy, OH 45373 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1935 |
| Square Footage | 1,575 sqft Living Area |
| Lot Size | 20,038 sqft (0.46 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $60,000 (1989) |
| Tax Bill | $1,428.00 (2025) |
| Primary APN | C06-081313 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,575 sqft Living Area |
| 1st Floor | 2,028 sqft 1st Floor |
| Upper Floors | 561 sqft Upper Floors |
| Basement Area | 702 sqft Basement |
| Unfinished Basement | 702 sqft Unfinished |
| Family Room | Family Room |
| Stories | 1 Stories |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 20,038 sqft (0.46 acres) |
| Depth X Width | 252 ft x 80 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 736 sqft Garage |
| Porch Area | 132 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1203 SPRUCE ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-3826 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 6-5-33 LOT 114 HOME ACRES |
| Legal Range | 06 |
| Legal Township | 05 |
| Legal Section | 33 |
| Legal Subdivision | HOME ACRES |
| Legal Lot Number | 114 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 1 |
| Census Block | 1036 |
| Census Tract | 365302 |
Source: Miami County records · APN C06-081313
Assessment roll updated March 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1203 SPRUCE ST, TROY, OH 45373-3826 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 30, 2025 | Deed of Trust, Mortgage · Line of Credit ABBEY CU INC |
| Aug 27, 2025 | Transfer on Death Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 01, 1989 · Amount on Record |
| Deed Sale | Jan 01, 1989 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1203 SPRUCE ST, TROY, OH 45373-3826 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000007112 |
|---|---|
| Date | Jun 30, 2025 |
| Instrument | 2025OR-07112 |
| Name | ABBEY CU INC |
|---|---|
| Type | Credit Union |
| Address | 800 FALLS CREEK DR, VANDALIA, OH 45377 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 28, 2045 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Aug 27, 2025 |
| Property Address | 1203 SPRUCE ST, TROY, OH 45373-3826 |
| Document Number | 0000009697 |
| Map Reference | MB 4 PG 24 |
| Instrument Date | Aug 21, 2025 |
| Instrument | 2025OR-09697 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1203 SPRUCE ST, TROY, OH 45373-3826 |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,428.00 (+17.82%) Homeowner's exemption | $41,510 (+33.26%) Land $7,350 Building $34,160 | $118,600 (+33.26%) Land $21,000 Building $97,600 |
| 2024 | $1,212.00 (+2.11%) Homeowner's exemption | $31,150 (-) Land $7,350 Building $23,800 | |
| 2023 | $1,187.00 (+16.95%) Homeowner's exemption | $31,150 (-) Land $7,350 Building $23,800 | $89,000 (-) Land $21,000 Building $68,000 |
| 2022 | $1,015.00 Homeowner's exemption | $31,150 Land $7,350 Building $23,800 | $89,000 Land $21,000 Building $68,000 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 25% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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