Cape May County and Lower Township property record for 1203 Emerson Ave, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 1,080 sqft · built 1962 |
| Lot Size | 0.182 acres (7,928 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $523,000 (Jan 2021) |
| Tax Bill | $5,061 (2024) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Feb 2020 Sale + 1 more |
| APN | 05-00564-0000-00007 |
| Primary APN | 05-00564-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,080 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 7,928 sqft (0.182 acres) |
| Lot Dimensions | 122 ft deep x 65 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 1203 EMERSON AVE |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | BLK 564 LOT 7 |
| Legal Block | 564 |
| Legal Lot Number | 7 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 21806 |
1203 Emerson Ave is owned and occupied by two individuals who bought it in January 2021.
Source: Cape May County and Lower Township records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1203 EMERSON AVE, CAPE MAY, NJ 08204-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 15, 2021 | Grant Deed, Transfer · Conventional with PMI FEDERAL SVGS BK |
| Feb 24, 2020 | Grant Deed, Subdivision Related Transfer TITLE COMPANY/JERSEY, TITLE CO/JERSEY |
| Jan 22, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2021 · Amount on File |
| Deed Sale | Jan 15, 2021 · Amount on File |
| Prior Sale | Feb 24, 2020 · Amount on File |
| Deed Document Number | 20212686 |
| Deed Book / Page | 3959 / 284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jan 15, 2021 |
| Property Address | 1203 EMERSON AVE, CAPE MAY, NJ 08204-2106 |
| Document Number | 0039590284 |
| Book / Page | 003959 / 000284 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 2686 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2021 |
| Title Company | OMEGA SETTLEMENT SOLUTIONS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $523.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1203 EMERSON AVE NORTH CAPE MAY NJ 082042106, NORTH CAPE MAY, NJ 08204-2106 |
| Document Number | 63150540 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 006315/000540 |
| Instrument | 2687 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CHICAGO, IL 60607 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 14, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Feb 24, 2020 |
| Property Address | 1203 EMERSON AVE, CAPE MAY, NJ 08204-2106 |
| Document Number | 0039020765 |
| Book / Page | 003902 / 000765 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 5813 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | TITLE COMPANY/JERSEY, TITLE CO/JERSEY |
| Amount | Amount on Record |
|---|---|
| Tax | $211.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 BLAIR DR FLANDERS NJ 078364305, FLANDERS, NJ 07836-4305 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jan 22, 2020 |
| Property Address | 1203 EMERSON AVE, CAPE MAY, NJ 08204-2106 |
| Document Number | 0038970435 |
| Book / Page | 003897 / 000435 |
| Instrument Date | Jan 22, 2020 |
| Instrument | 2103 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $142.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1948 SHUTT MILL RD LANSDALE PA 194467900, LANSDALE, PA 19446-7900 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,600 (-) Land $118,100 Building $131,500 | $249,600 (-) Land $118,100 Building $131,500 | |
| 2025 | $249,600 Land $118,100 Building $131,500 | $249,600 Land $118,100 Building $131,500 | |
| 2024 | $5,061.00 | ||
| 2023 | $249,600 Land $118,100 Building $131,500 | $249,600 Land $118,100 Building $131,500 | |
| 2022 | $4,837.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA's flood maps do not cover 1203 Emerson Ave; there have been 4 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 4 (1985–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1203 Emerson Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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