Cape May County and Lower Township property record for 1200 Emerson Ave, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 860 sqft · built 1961 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $88,000 (Jun 1999) |
| Tax Bill | $3,549 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2017 Line of Credit |
| APN | 05-00568-0000-00001 |
| Primary APN | 05-00568-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 860 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 6,500 sqft (0.149 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| Street Address | 1200 EMERSON AVE |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-2107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MAYFLOWER AREA |
| Legal Block | 568 |
| Legal Lot Number | 1 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 21806 |
1200 Emerson Ave is owned and occupied by two individuals who bought it in June 1999.
Source: Cape May County and Lower Township records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1200 EMERSON AVE, CAPE MAY, NJ 08204-2107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2022 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE |
| Jun 8, 2017 | Deed of Trust, Mortgage · Line of Credit CAPITAL ONE NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 1999 · Amount on File |
| Deed Sale | Jun 22, 1999 · Amount on File |
| Prior Sale | Nov 20, 1995 · Amount on File |
| Deed Book / Page | 2811 / 190 |
| Prior Transfer Date | Oct 29, 1988 |
| Prior Transfer Doc | 1834000071 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 1200 EMERSON AVE, CAPE MAY, NJ 08204-2107 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000006793 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | M6531/394 |
| Instrument | 2022006793 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 1200 EMERSON AVE, CAPE MAY, NJ 08204-2107 |
| Document Number | 0058810473 |
| Book / Page | 005881 / 000473 |
| Instrument Date | Jun 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1200 EMERSON AVE NORTH CAPE MAY NJ 082042107, NORTH CAPE MAY, NJ 08204-2107 |
| Document Number | 0058810473 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 005881/000473 |
| Instrument | 20627 |
| Name | CAPITAL ONE NA |
|---|---|
| Type | Funding / Finance Company |
| Address | PLANO, TX 75024 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 4, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,000 (-) Land $115,500 Building $59,500 | $175,000 (-) Land $115,500 Building $59,500 | |
| 2025 | $175,000 Land $115,500 Building $59,500 | $175,000 Land $115,500 Building $59,500 | |
| 2024 | $3,549.00 | ||
| 2023 | $175,000 Land $115,500 Building $59,500 | $175,000 Land $115,500 Building $59,500 | |
| 2022 | $3,391.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 1200 Emerson Ave; there have been 4 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 4 (1985–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1200 Emerson Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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