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1207 Emerson Ave, Cape May, NJ 08204 Property Records

Cape May County and Lower Township property record for 1207 Emerson Ave, Cape May, NJ 08204

Property Summary

Property TypeSingle Family Home
Details710 sqft · built 1964
Lot Size0.168 acres (7,318 sqft)
Owner2 Individual Names on Record
Last Sale$212,700 (Sep 2017)
Tax Bill$3,305 (2024)
Deeds & MortgagesDec 2020 Mortgage
Sep 2017 Sale & Mortgage
APN05-00564-0000-00005

Property Details

APN / Parcel Number

Primary APN05-00564-0000-00005
Alternative APN
  • 050056400005

Interior

Stories1 Story
Building Area710 sqft Living Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRanch
Construction TypeFrame
Lot Area7,318 sqft (0.168 acres)
Lot Dimensions122 ft deep x 60 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address1207 EMERSON AVE
CityCAPE MAY
StateNJ
Zip08204-2106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block564
Legal Lot Number5
JurisdictionCAPE MAY NJ
Township / Civil DivisionLOWER
Census Block Group1
Census Block1023
Census Tract21806

Owner

Source: Cape May County and Lower Township records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 636, RIEGELSVILLE, PA 18077-0636
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2020Deed of Trust, Mortgage
M&T BK
Sep 22, 2017Grant Deed, Transfer · Conventional Mortgage
ATLANTA HM LN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2017 · Amount on Record
Deed SaleSep 22, 2017 · Amount on Record
Prior SaleMar 4, 1991 · Amount on Record
Deed Document Number20179418
Deed Book / Page3752 / 817
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address1207 EMERSON AVE, CAPE MAY, NJ 08204-2106
Document Number0063010338
Instrument DateDec 11, 2020
Transaction TypeMortgage
Record UpdatedJan 14, 2021
Title CompanySHORE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3523 ASBURY AVE #25 OCEAN CITY NJ 082261917, 25, OCEAN CITY, NJ 08226-1917

Mortgage

Document Number0063010338
DateDec 29, 2020
Book Page006301/000338
Instrument467311
Lender
NameM&T BK
TypeBank
AddressBUFFALO, NY 14203
Agreement
AmountAmount Recorded
Term360 Months
DueDec 28, 2050

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAPE MAY NJ
Recording DateSep 22, 2017
Property Address1207 EMERSON AVE, CAPE MAY, NJ 08204-2106
Document Number0037520817
Book / Page003752 / 000817
Instrument DateSep 13, 2017
Instrument29418
Transaction TypeTransfer
Record UpdatedNov 6, 2017
Title CompanyTITLE COMPANY/JERSEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$212.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address917 SPRING HILL RD RIEGELSVILLE PA 18077, RIEGELSVILLE, PA 18077

Mortgage

Document Number59030285
DateSep 22, 2017
Book Page005903/000285
Instrument29419
Lender
NameATLANTA HM LN
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 21, 2037

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
County SubdivisionLower Township
Secondary School DistrictLower Cape May Regional School District (07 - 12)
Elementary School DistrictLower Township School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$163,000 (-) Land $115,900 Building $47,100$163,000 (-) Land $115,900 Building $47,100
2025$163,000 (-) Land $115,900 Building $47,100$163,000 (-) Land $115,900 Building $47,100
2024$3,305.00 (+4.65%)
2023$163,000 Land $115,900 Building $47,100$163,000 Land $115,900 Building $47,100
2022$3,158.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims4 (1985–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimMar 2024 · rainfall accumulation
Claims by Event
  • Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWER TWP MUA
serves 12,416 people · EPA ID NJ0505002
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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