1202 Emerson Ave, Cape May, NJ 08204 Property Records

Cape May County and Lower Township property record for 1202 Emerson Ave, Cape May, NJ 08204

Property Summary

Property TypeSingle Family Home
Details700 sqft · built 1962
Lot Size0.138 acres (5,998 sqft)
Owner2 Individual Names on Record
Tax Bill$3,471 (2024)
Deeds & MortgagesJun 2021 Refinance
May 2021 Mortgage
APN05-00568-0000-00002

Property Details

APN / Parcel Number

Primary APN05-00568-0000-00002
Alternative APN
  • 050056800002

Interior

Stories1 Story
Building Area700 sqft Living Area

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Construction TypeFrame
Lot Area5,998 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide

Location & Zoning

Street Address1202 EMERSON AVE
CityCAPE MAY
StateNJ
Zip08204-2107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionNORTH CAPE MAY LIDO BEACH
Legal Block568
Legal Lot Number2
JurisdictionCAPE MAY NJ
Township / Civil DivisionLOWER
Census Block Group1
Census Block1022
Census Tract21806

Owner

Source: Cape May County and Lower Township records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1338 WARNER RD, JENKINTOWN, PA 19046-2536
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
WILMINGTON SAVINGS FUND SOCIETY FSB
May 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
WSFS MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 1982
Deed SaleDec 21, 1982
Deed Book / Page1518 / 767
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address1202 EMERSON AVE, CAPE MAY, NJ 08204-2107
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028321
DateJun 7, 2021
Book Page6410/824
Instrument2021028321
Lender
NameWILMINGTON SAVINGS FUND SOCIETY FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address1202 EMERSON AVE, CAPE MAY, NJ 08204-2107
Document Number0064100824
Instrument DateMay 21, 2021
Transaction TypeMortgage
Record UpdatedJun 28, 2021
Title CompanyARROW LAND TRANSFER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1202 EMERSON AVE NORTH CAPE MAY NJ 082042107, NORTH CAPE MAY, NJ 08204-2107

Mortgage

Document Number0064100824
DateJun 7, 2021
Book Page006410/000824
Instrument28321
Lender
NameWSFS MTG
AddressWAYNE, PA 19087
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 6, 2051

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
County SubdivisionLower Township
Secondary School DistrictLower Cape May Regional School District (07 - 12)
Elementary School DistrictLower Township School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$171,200 (-) Land $113,500 Building $57,700$171,200 (-) Land $113,500 Building $57,700
2025$171,200 (-) Land $113,500 Building $57,700$171,200 (-) Land $113,500 Building $57,700
2024$3,471.00 (+4.64%)
2023$171,200 Land $113,500 Building $57,700$171,200 Land $113,500 Building $57,700
2022$3,317.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims4 (1985–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimMar 2024 · rainfall accumulation
Claims by Event
  • Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWER TWP MUA
serves 12,416 people · EPA ID NJ0505002
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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