11455 Coldwater Rd, Flushing, MI 48433 Property Records

Genesee County property record for 11455 Coldwater Rd, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,629 sqft · built 1974
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Mar 2024)
Tax Bill	$2,050 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-20-100-010`

Property Details

APN / Parcel Number

Primary APN	`08-20-100-010`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,629 sqft Living Area
1st Floor Area	1,629 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Lot Area	49,658 sqft (1.14 acres)
Lot Dimensions	333 ft deep x 149 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	11455 COLDWATER RD
City	FLUSHING
State	MI
Zip	48433-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Legal Description	A PARCEL OF LAND BEG N 89 DEG 58 MIN 25 SEC E 658.17 FT FROM NW COR OF SEC TH N 89 DEG 58 MIN 25 SEC E 149.08 FT TH S 0 DEG
Legal Range	05E
Legal Township	08N
Legal Section	20
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	2
Census Block	2008
Census Tract	10700

Owner

Source: Genesee County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11465 COLDWATER RD, FLUSHING, MI 48433-9748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage PFCU
Mar 26, 2024	Warranty Deed, Transfer MASON BURGESS TITLE AGENCY
Aug 30, 2021	Warranty Deed, Transfer MASON BURGESS TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2024 · Amount on Record
Deed Sale	Mar 26, 2024 · Amount on Record
Prior Sale	Aug 30, 2021 · Amount on Record
Deed Document Number	202413265
Prior Transfer Date	Sep 12, 2014
Prior Transfer Doc	0000067787
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	11455 COLDWATER RD, FLUSHING, MI 48433-9748
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11455 COLDWATER RD, FLUSHING, MI 48433-9748

Mortgage

Document Number	0000023528
Date	Nov 20, 2025
Instrument	202511200023528

Lender

Name	PFCU
Type	Credit Union
Address	PORTLAND, MI 48875

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	8%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	5 Years
Min Rate At Change	6%
Max Rate At Change	10%
Index	5-Year CMT
Max Rate	13%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 26, 2024
Property Address	11455 COLDWATER RD, FLUSHING, MI 48433-9748
Document Number	0000013265
Instrument Date	Mar 21, 2024
Instrument	202403260013265
Transaction Type	Transfer
Record Updated	Apr 4, 2024
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10017 MCKINLEY RD, MONTROSE, MI 48457-9187

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11465 COLDWATER RD, FLUSHING, MI 48433-9748

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 30, 2021
Property Address	11455 COLDWATER RD, FLUSHING, MI 48433-9748
Document Number	202108300071014
Instrument Date	Aug 19, 2021
Instrument	202108300071014
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,032.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2405 ROAD 1325E, 2405, OQUAWKA, IL 61469-7026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1166 OGLE HILLS RD, GATLINBURG, TN 37738-5543

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flushing Charter Township
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,050.00 (-38.12%) Homeowner's exemption	$107,500 (+12.33%)	$215,000 (+12.33%)
2024	$3,313.00 (+5.21%)
2023		$95,700	$191,400
2021	$3,149.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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