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1212 Stephens Rd, Sidney, OH 45365 Property Records

Shelby County property record for 1212 Stephens Rd, Sidney, OH 45365

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,118 sqft · built 1978
Lot Size0.378 acres (16,470 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Feb 2025)
Tax Bill$2,603 (2025)
Deeds & MortgagesApr 2026 Mortgage
Sep 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN02-2603102.008

Property Details

APN / Parcel Number

Primary APN02-2603102.008

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,118 sqft Living Area
1st Floor Area1,494 sqft
Basement Area1,470 sqft
Finished Basement1,470 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleTri-Level
Construction TypeFrame
Roof MaterialShingle
Lot Area16,470 sqft (0.378 acres)
Lot Dimensions183 ft deep x 90 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area512 sqft
PorchSlab
Porch Area400 sqft
Patio Area160 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address1212 STEPHENS RD
CitySIDNEY
StateOH
Zip45365-8819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 58 WHOLE MILLCREEK 010-26-03-102-008PLAT V7 P47
Legal SubdivisionMILL CREEK SUBDIVISION #4
Legal Lot Number58
JurisdictionSHELBY OH
Township / Civil DivisionCLINTON
Census Block Group1
Census Block1018
Census Tract971900

Owner

Source: Shelby County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1212 STEPHENS RD, SIDNEY, OH 45365-8819
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Deed of Trust, Mortgage · FHA Mortgage
NATIONAL HOME MORTGAGE CORPORATION
Sep 29, 2025Deed of Trust, Mortgage · Commercial Mortgage
HOMETAP EQUITY PARTNERS LLC
Jan 27, 2022Intrafamily Transfer, Transfer
Dec 30, 2021Deed, Transfer · FHA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jul 16, 2019Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 18, 2025 · Amount on Record
Deed SaleFeb 18, 2025 · Amount on Record
Prior SaleDec 30, 2021 · Amount on Record
Deed Document Number2025722
Deed Book / Page2324 / 1317
Prior Transfer DateJun 16, 2009
Prior Transfer Doc001739/140
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY OH
Recording DateApr 13, 2026
Property Address1212 STEPHENS RD, SIDNEY, OH 45365-8819
Document Number0000001747
Book / Page2331 / 1587
Instrument DateApr 7, 2026
Instrument20261747
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1212 STEPHENS RD, SIDNEY, OH 45365-8819

Mortgage

Document Number0000001747,
DateApr 13, 2026
Book Page2331/1587
Instrument20261747
Lender
NameNATIONAL HOME MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.11%
Max Rate-1%

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY OH
Property Address1212 STEPHENS RD, SIDNEY, OH 45365-8819
Transaction TypeMortgage
Record UpdatedOct 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1212 STEPHENS RD, SIDNEY, OH 45365-8819

Mortgage

Document Number002328/308
DateSep 29, 2025
Book Page2328/308
Instrument202504774
Lender
NameHOMETAP EQUITY PARTNERS LLC
TypeMortgage Company
Address75 ARLINGTON ST STE 500, BOSTON, MA 02116
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHELBY OH
Recording DateJan 27, 2022
Property Address1212 STEPHENS RD, SIDNEY, OH 45365-8819
Document Number002307/261
Book / Page2307 / 261
Map ReferenceMB 7 PG 47
Instrument DateDec 28, 2021
Instrument202200548
Transaction TypeTransfer
Record UpdatedFeb 8, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1212 STEPHENS RD, SIDNEY, OH 45365-8819

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionSHELBY OH
Recording DateDec 30, 2021
Property Address1212 STEPHENS RD, SIDNEY, OH 45365-8819
Document Number02306/2996
Book / Page2306 / 2996
Instrument DateDec 28, 2021
Instrument202109039
Transaction TypeTransfer
Record UpdatedJan 13, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1212 STEPHENS RD, SIDNEY, OH 45365-8819

Mortgage

Document Number0202109041
DateDec 30, 2021
Instrument202109041
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

July 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHELBY OH
Recording DateJul 16, 2019
Property Address1212 STEPHENS RD, SIDNEY, OH 45365-8819
Document Number002177/704
Book / Page2177 / 704
Map ReferenceMB 7 PG 47
Instrument DateJun 19, 2019
Instrument201900003438
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1212 STEPHENS RD, SIDNEY, OH 45365-8819

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyShelby County
County SubdivisionClinton Township
Unified School DistrictSidney City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,603.00 (-5.45%)$72,330 (-) Land $9,370 Building $62,960
2024$2,753.00 (+2.34%) Homeowner's exemption$72,330 (-) Land $9,370 Building $62,960
2023$2,690.00 (+11.9%) Homeowner's exemption$72,330 (+28.63%) Land $9,370 Building $62,960$206,670 (+28.63%) Land $26,780 Building $179,890
2022$2,404.00 Homeowner's exemption$56,230 Land $8,250 Building $47,980
2020$160,670 Land $23,580 Building $137,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NKTELCO - Goldstar
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 35
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20

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