Bonner County property record for 1201 Spruce St, Sandpoint, ID 83864
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,458 sqft · built 2004 |
| Lot Size | 0.244 acres (10,650 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,322 (2026) |
| Deeds & Mortgages | Sep 2026 Sale Mar 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RPS731000100C0A |
| Primary APN | RPS731000100C0A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,458 sqft Finished Area |
| 1st Floor Area | 1,458 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,650 sqft (0.244 acres) |
| Garage Type | Built-in |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1201 SPRUCE ST |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-2165 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | 15-57N-2W JEFFERSON AT SPRUCE FARMINS 6TH CONDO BLK 7 LOTS 10-12 BLDG 1 UNIT C |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 15 |
| Legal Subdivision | JEFFERSON AT SPRUCE FARMINS 6TH CONDO |
| Legal Block | 7 |
| Legal Lot Number | 10-12 |
| Legal Unit | C |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 950300 |
1201 Spruce St, a condominium, is owned and occupied by an individual who acquired it in September 2026.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1201 SPRUCE ST, SANDPOINT, ID 83864-2165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2026 | Warranty Deed, Transfer TITLEONE |
| Mar 18, 2026 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| Jan 21, 2022 | Intrafamily Transfer, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2026 |
| Deed Sale | Sep 25, 2026 |
| Prior Sale | Jan 21, 2022 · Amount on File |
| Deed Document Number | 20261067583 |
| Prior Transfer Date | Jan 13, 2022 |
| Prior Transfer Doc | 0000999373 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Sep 25, 2026 |
| Property Address | 1201 SPRUCE ST, SANDPOINT, ID 83864-2165 |
| Document Number | 0001067583 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 20261067583 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | TITLEONE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1201 SPRUCE ST, SANDPOINT, ID 83864-2165 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 1201 SPRUCE ST, SANDPOINT, ID 83864-2165 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001059446 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 1059446 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 17, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Jan 21, 2022 |
| Property Address | 1201 SPRUCE ST, SANDPOINT, ID 83864-2165 |
| Document Number | 0000999373 |
| Map Reference | DOC 662733 |
| Instrument Date | Jan 13, 2022 |
| Instrument | 999373 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Title Company | ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1201 SPRUCE ST, SANDPOINT, ID 83864-2165 |
| Document Number | 0000999374 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 999374 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
The 2026 property tax bill for 1201 Spruce St was $1,322 with a homeowner's exemption, up 10.2% from the year before.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Sandpoint City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,322.00 (+10.17%) Homeowner's exemption | $306,180 (-) Building $306,180 | $306,180 (-) Building $306,180 |
| 2025 | $1,200.00 Homeowner's exemption | $306,180 Building $306,180 | $306,180 Building $306,180 |
| 2023 | $806.00 Homeowner's exemption | $243,486 Building $243,486 | $243,486 Building $243,486 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1201 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1201 Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Ting Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| MountainLink Fixed Wireless | 250 / 50 |
| Kaniksu Internet Fixed Wireless | 100 / 30 |
| Intermax Networks Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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