Bonner County property record for 1202 Spruce St, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,358 sqft · built 2018 |
| Lot Size | 0.122 acres (5,314 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $729,172 (Aug 2021) |
| Tax Bill | $3,974 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Nov 2020 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RPS0134008013CA |
| Primary APN | RPS0134008013CA |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,358 sqft Finished Area |
| 1st Floor Area | 1,358 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,314 sqft (0.122 acres) |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Street Address | 1202 SPRUCE ST |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-2164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-57N-2W FARMINS 6TH ADDN BLK 8 S2 LOTS 13-15 CPWRS |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 15 |
| Legal Subdivision | FARMINS 6TH ADD |
| Legal Block | 8 |
| Legal Lot Number | 13-15 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 950300 |
Source: Bonner County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1202 SPRUCE ST, SANDPOINT, ID 83864-2164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON FEDERAL NA |
| Nov 24, 2020 | Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU |
| Aug 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK |
| Feb 25, 2021 | Re-recorded Document |
| Feb 12, 2021 | Intrafamily Transfer, Transfer |
| Feb 12, 2021 | Intrafamily Transfer, Transfer |
| Feb 25, 2021 | Re-recorded Document |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2021 · Amount on Record |
| Deed Sale | Aug 9, 2021 · Amount on Record |
| Deed Document Number | 2021989110 |
| Prior Transfer Date | May 24, 2017 |
| Prior Transfer Doc | 0000977097 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 1202 SPRUCE ST, SANDPOINT, ID 83864-2164 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | SANDPOINT TITLE INSURANCE |
| Name | Verified Name |
|---|
| Document Number | 0000920502 |
|---|---|
| Date | Apr 20, 2018 |
| Instrument | 920502 |
| Name | WASHINGTON FEDERAL NA |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 1202 SPRUCE ST, SANDPOINT, ID 83864-2164 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000970770 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 970770 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Aug 9, 2021 |
| Property Address | 1202 SPRUCE ST, SANDPOINT, ID 83864-2164 |
| Document Number | 0000989110 |
| Map Reference | MB 1 PG 76 |
| Instrument Date | Aug 8, 2021 |
| Instrument | 989110 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Title Company | FIRST AMERICAN TITLE-SANDPOINT, FIRST AMERICAN TTL SANDPOINT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1202 SPRUCE ST, SANDPOINT, ID 83864-2164 |
| Document Number | 0000989111 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 989111 |
| Name | WILLAMETTE VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Feb 25, 2021 |
| Property Address | 1202 SPRUCE ST, SANDPOINT, ID 83864-2164 |
| Document Number | 0000977098 |
| Map Reference | MB 1 PG 76 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 977098 |
| Record Updated | Oct 12, 2023 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2219, SANDPOINT, ID 83864-0909 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Feb 12, 2021 |
| Property Address | 1202 SPRUCE ST, SANDPOINT, ID 83864-2164 |
| Document Number | 0000976291 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 976291 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Feb 12, 2021 |
| Property Address | 1202 SPRUCE ST, SANDPOINT, ID 83864-2164 |
| Document Number | 0000976292 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 976292 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Feb 25, 2021 |
| Property Address | 1202 SPRUCE ST, SANDPOINT, ID 83864-2164 |
| Document Number | 0000977097 |
| Map Reference | MB 1 PG 76 |
| Instrument Date | May 24, 2017 |
| Instrument | 977097 |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Bonner County assessment roll, as of August 22, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Sandpoint City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $768,542 (+3.66%) | $768,542 (+3.66%) | |
| 2025 | $3,974.00 (+7.93%) Homeowner's exemption | $741,409 (+4.29%) Land $183,929 Building $557,480 | $741,409 (+4.29%) Land $183,929 Building $557,480 |
| 2023 | $3,682.00 Homeowner's exemption | $710,942 Land $183,929 Building $527,013 | $710,942 Land $183,929 Building $527,013 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Ting Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| MountainLink Fixed Wireless | 250 / 50 |
| Kaniksu Internet Fixed Wireless | 100 / 30 |
| Intermax Networks Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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