Bonner County property record for 1210 Spruce St, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 2018 |
| Lot Size | 0.122 acres (5,314 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $377,300 (Apr 2026) |
| Tax Bill | $1,678 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RPS0134008016AA |
| Primary APN | RPS0134008016AA |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Finished Area |
| 1st Floor Area | 864 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,314 sqft (0.122 acres) |
| Garage Type | Built-in |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 1210 SPRUCE ST |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-2164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-57N-2W FARMINS 6TH ADDN BLK 8 LOT 16, E2 OF LOT 17 - CPWRS |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 15 |
| Legal Subdivision | FARMINS 6TH ADD |
| Legal Block | 8 |
| Legal Lot Number | 16,17,E |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 950300 |
1210 Spruce St is owned and occupied by two individuals who bought it in April 2026.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1210 SPRUCE ST, SANDPOINT, ID 83864-2164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2026 | Warranty Deed, Transfer · VA Mortgage EVERGREEN MONEYSOURCE MORTGAGE COMPANY |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| May 13, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on File |
| Deed Sale | Apr 17, 2026 · Amount on File |
| Prior Sale | May 13, 2019 · Amount on File |
| Deed Document Number | 20261060662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Apr 17, 2026 |
| Property Address | 1210 SPRUCE ST, SANDPOINT, ID 83864-2164 |
| Document Number | 0001060662 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 2026.1060662 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | NORTHERN IDAHO TITLE, NORTH IDAHO TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1210 SPRUCE ST, SANDPOINT, ID 83864-2164 |
| Document Number | 0001060662, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 2026.1060662 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE COMPANY |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 1210 SPRUCE ST, SANDPOINT, ID 83864-2164 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLEONE |
| Name | Verified Name |
|---|
| Document Number | 966459 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 966459 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | May 13, 2019 |
| Property Address | 1210 SPRUCE ST, SANDPOINT, ID 83864-2164 |
| Document Number | 938378 |
| Map Reference | MB 1 PG 76 |
| Instrument Date | May 13, 2019 |
| Instrument | 938378 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | SANDPOINT TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1210 SPRUCE ST, SANDPOINT, ID 83864-2164 |
| Document Number | 938379 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 938379 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2026 property tax bill for 1210 Spruce St was $1,678 with a homeowner's exemption, up 10.5% from the year before.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Sandpoint City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,678.00 (+10.54%) Homeowner's exemption | $371,694 (+2.3%) Land $164,422 Building $207,272 | $371,694 (+2.3%) Land $164,422 Building $207,272 |
| 2025 | $1,518.00 Homeowner's exemption | $363,339 Land $164,429 Building $198,910 | $363,339 Land $164,429 Building $198,910 |
| 2023 | $1,318.00 Homeowner's exemption | $346,612 Land $164,429 Building $182,183 | $346,612 Land $164,429 Building $182,183 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1210 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1210 Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Ting Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| MountainLink Fixed Wireless | 250 / 50 |
| Kaniksu Internet Fixed Wireless | 100 / 30 |
| Intermax Networks Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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