Bonner County property record for 1114 Spruce St, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,825 sqft · built 2003 |
| Lot Size | 0.082 acres (3,572 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,900 (Jun 2020) |
| Tax Bill | $2,384 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RPS01340130190A |
| Primary APN | RPS01340130190A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,825 sqft Finished Area |
| 1st Floor Area | 1,825 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,572 sqft (0.082 acres) |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1114 SPRUCE ST |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-2196 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-57N-2W FARMINS 6TH ADDN BLK 13 LOT 19 |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 15 |
| Legal Subdivision | FARMINS 6TH ADD |
| Legal Block | 13 |
| Legal Lot Number | 19 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 950300 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1114 SPRUCE ST, SANDPOINT, ID 83864-2196 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2022 | Deed of Trust, Mortgage AMERICA FIRST FCU |
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2020 · Amount on Record |
| Deed Sale | Jun 30, 2020 · Amount on Record |
| Prior Sale | Nov 12, 2014 · Amount on Record |
| Deed Document Number | 2020960031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 1114 SPRUCE ST, SANDPOINT, ID 83864-2196 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001008924 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 1008924 |
| Name | AMERICA FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | OGDEN, UT 84405 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jul 30, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 1114 SPRUCE ST, SANDPOINT, ID 83864-2196 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Title Company | TITLEONE SANDPOINT |
| Name | Verified Name |
|---|
| Document Number | 988057 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 988057 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Jun 30, 2020 |
| Property Address | 1114 SPRUCE ST, SANDPOINT, ID 83864-2196 |
| Document Number | 960031 |
| Map Reference | MB 1 PG 76 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 960031 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | TITLEONE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1114 SPRUCE ST, SANDPOINT, ID 83864-2196 |
| Document Number | 960032 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 960032 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Sandpoint City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,384.00 (+10.99%) Homeowner's exemption | $480,944 (+0.87%) Land $160,874 Building $320,070 | $480,944 (+0.87%) Land $160,874 Building $320,070 |
| 2025 | $2,148.00 (+24.59%) Homeowner's exemption | $476,784 (+11.79%) Land $160,874 Building $315,910 | $476,784 (+11.79%) Land $160,874 Building $315,910 |
| 2023 | $1,724.00 Homeowner's exemption | $426,499 Land $160,874 Building $265,625 | $426,499 Land $160,874 Building $265,625 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Ting Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| MountainLink Fixed Wireless | 250 / 50 |
| Kaniksu Internet Fixed Wireless | 100 / 30 |
| Intermax Networks Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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