Floyd County property record for 1068 River Rd, Floyd, IA 50435
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,113 sqft · built 2004 |
| Lot Size | 1.75 acres (76,230 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,822 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 022440000600 |
| Primary APN | 022440000600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,113 sqft Living Area |
| 1st Floor Area | 325 sqft |
| Basement Area | 2,113 sqft |
| Unfinished Basement | 2,113 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 76,230 sqft (1.75 acres) |
| Garage Type | Attached |
| Garage Area | 655 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 60 sqft |
| Patio Area | 467 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1068 RIVER RD |
|---|---|
| City | FLOYD |
| State | IA |
| Zip | 50435-8092 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL 'A'E1/2 SE1/4 24-97-17 |
| Legal Range | 17W |
| Legal Township | 97N |
| Legal Section | 24 |
| Jurisdiction | FLOYD IA |
| Township / Civil Division | FLOYD |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 480100 |
1068 River Rd is owned and occupied by two individuals.
Source: Floyd County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1068 RIVER RD, FLOYD, IA 50435-8092 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD IA |
| Property Address | 1068 RIVER RD, FLOYD, IA 50435-8092 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02020/2576 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 2020/2576 |
| Instrument | 2020 2576 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2040 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1068 River Rd was $3,822 with a homeowner's exemption.
Source: Floyd County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Floyd County |
| Unified School District | Osage Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,822.00 Homeowner's exemption | $352,610 (-) Land $40,320 Building $312,290 | $352,610 (-) Land $40,320 Building $312,290 |
| 2025 | $3,822.00 Homeowner's exemption | $352,610 Land $40,320 Building $312,290 | $352,610 Land $40,320 Building $312,290 |
| 2023 | $328,250 (+26.82%) Land $37,660 Building $290,590 | $328,250 Land $37,660 Building $290,590 | |
| 2022 | $3,452.00 | $258,830 Land $37,660 Building $221,170 | |
| 2021 | $258,830 Land $37,660 Building $221,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1068 River Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2004–2008) |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1068 River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OmniTel-Interstate Cablevision Fiber | 8,000 / 8,000 |
May also be available: Nextlink.
5G and 4G LTE (outdoors only)
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