1118 River Rd, Floyd, IA 50435 Property Records

Floyd County property record for 1118 River Rd, Floyd, IA 50435 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1973
Square Footage	2,252 sqft Living Area
Lot Size	123,710 sqft (2.84 acres)
Garage	Attached, 916 sqft
Occupancy	Owner Occupied
Tax Bill	$4,656.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`022520000400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	2,252 sqft Living Area
1st Floor	532 sqft 1st Floor
Basement Area	1,176 sqft Basement
Finished Basement	600 sqft Finished
Unfinished Basement	576 sqft Unfinished
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	123,710 sqft (2.84 acres)
Parking Spaces	4 Parking Spaces
Garage Type	Attached Garage
Garage Area	916 sqft Garage
Total Buildings	2 Total Buildings
Deck Area	192 sqft Deck
Patio Area	527 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	1118 RIVER RD
City	FLOYD
State	IA
Zip	50435-8093
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PARCEL NENE EX HY25- 97-17
Legal Range	17W
Legal Township	97N
Legal Section	25
Jurisdiction	FLOYD IA
Minor Civil Division	FLOYD
Census Blockgroup	1
Census Block	1026
Census Tract	480100

Owner

Source: Floyd County records · APN 022520000400

Assessment roll updated January 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1118 RIVER RD, FLOYD, IA 50435-8093
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
Jun 19, 2019	Deed of Trust, Mortgage · Balloon Payment DEERE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD IA
Recording Date	Jun 22, 2026
Property Address	1118 RIVER RD, FLOYD, IA 50435-8093
Document Number	0000001395
Book / Page	2026 / 1395
Instrument Date	Jun 15, 2026
Instrument	20261395
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 RIVER RD, FLOYD, IA 50435-8093

Mortgage

Document Number	0000001395,
Date	Jun 22, 2026
Book Page	2026/1395
Instrument	20261395

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 25, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD IA
Property Address	1118 RIVER RD, FLOYD, IA 50435-8093
Transaction Type	Mortgage
Record Updated	May 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/0237
Date	Jan 27, 2021
Book Page	2021/0237
Instrument	2021 0237

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2036

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD IA
Property Address	1118 RIVER RD, FLOYD, IA 50435-8093
Transaction Type	Mortgage
Record Updated	Jul 10, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/1210
Date	Jun 19, 2019
Book Page	2019/1210
Instrument	1210

Lender

Name	DEERE EMPLOYEES CREDIT UNION

Agreement

Type	Balloon Payment
Amount	Amount Recorded
Term	85 Months
Due	Jul 01, 2026

Tax Assessment & Valuation

Source: Floyd County records · Assessment roll updated January 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Floyd County
Unified School District	Osage Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$433,880 (-) Land $47,880 Building $386,000	$433,880 (-) Land $47,880 Building $386,000
2025	$4,656.00 (+13.51%) Homeowner's exemption	$433,880 (+7.7%) Land $47,880 Building $386,000	$433,880 (+7.7%) Land $47,880 Building $386,000
2023		$402,860 (+31.71%) Land $41,440 Building $361,420	$402,860 (+31.71%) Land $41,440 Building $361,420
2022	$4,102.00	$305,880 Land $41,440 Building $264,440
2021			$305,880 Land $41,440 Building $264,440

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