Floyd County property record for 1145 River Rd, Floyd, IA 50435
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,044 sqft · built 2018 |
| Lot Size | 86.9 acres (3,786,671 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $3,554 (2026) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 022520000700 |
| Primary APN | 022520000700 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Attic | Attic |
| Attic Area | 324 sqft |
| Flooring | Carpet |
| Interior Walls | Log |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 3,786,671 sqft (86.9 acres) |
| Porch | Patio |
| Porch Area | 288 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 1145 RIVER RD |
|---|---|
| City | FLOYD |
| State | IA |
| Zip | 50435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W1/2 NE1/4 & SE NEW OF RD EX HY & PARC25 -97-17 |
| Legal Range | 17W |
| Legal Township | 97N |
| Legal Section | 25 |
| Jurisdiction | FLOYD IA |
| Township / Civil Division | FLOYD |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 480100 |
Source: Floyd County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2591 WANDERING ACRES DR, CHARLES CITY, IA 50616-9163 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 1, 2025 |
| Transfer Doc | 0000000630 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD IA |
| Property Address | 1145 RIVER RD, FLOYD, IA 50435 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000000263 |
|---|---|
| Date | Feb 8, 2018 |
| Book Page | 0000002018/0000000263 |
| Instrument | 000000000263 |
| Name | FIRST CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Floyd County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Floyd County |
| Unified School District | Osage Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,554.00 | $286,810 (-8.87%) Land $124,750 Building $162,060 | $314,740 (-) Land $152,680 Building $162,060 |
| 2025 | $3,554.00 (+23.15%) Additional exemption filed | $314,740 (+28.66%) Land $152,680 Building $162,060 | $314,740 (+18.53%) Land $152,680 Building $162,060 |
| 2023 | $244,620 (+46.43%) Land $93,430 Building $151,190 | $265,540 (+45.11%) | |
| 2022 | $2,886.00 | $167,060 Land $70,770 Building $96,290 | |
| 2021 | $182,990 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2004–2008) |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
4G LTE (outdoors only), no 5G reported
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