12009 Westerly Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 12009 Westerly Dr, Cincinnati, OH 45231

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 900 sqft · built 1970
Lot Size0.225 acres (9,801 sqft)
OwnerIndividual Name on Record
Last Sale$186,500 (Dec 2022)
Tax Bill$3,776 (2025)
Deeds & MortgagesJul 2025 Mortgage
Oct 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN510-0011-0361-00

Property Details

APN / Parcel Number

Primary APN510-0011-0361-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area900 sqft Living Area
1st Floor Area900 sqft

Exterior

Year BuiltBuilt 1970
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area9,801 sqft (0.225 acres)
Lot Dimensions164 ft deep x 57 ft wide
Garage TypeAttached
Garage Area275 sqft
Parking Spaces1 Parking Space
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address12009 WESTERLY DR
CityCINCINNATI
StateOH
Zip45231-1021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTERLY DR 57.05 X 164.50 IRR LOT 237 KINGSBRIDGE SUB BLK M
Legal SubdivisionKINGSBRIDGE SUB
Legal BlockM
Legal Lot Number237
JurisdictionHAMILTON OH
Township / Civil DivisionCOLERAIN
Census Block Group2
Census Block2003
Census Tract21508

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12009 WESTERLY DR, CINCINNATI, OH 45231-1021
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2025Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Oct 31, 2024Deed of Trust, Mortgage · FHA Mortgage
AMERIHOME MORTGAGE COMPANY LLC
Dec 1, 2022Survivorship Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jul 21, 2022Sheriff's Deed, Foreclosure
Foreclosure Auction
Aug 14, 2017Warranty Deed, Transfer · FHA Mortgage
NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2022 · Amount on Record
Deed SaleDec 1, 2022 · Amount on Record
Prior SaleJul 21, 2022 · Amount on Record
Deed Document Number0000109726
Deed Book / Page14804 / 470
Record UpdatedJun 8, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address12009 WESTERLY DR, CINCINNATI, OH 45231-1021
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12009 WESTERLY DR, CINCINNATI, OH 45231-1021
InvestorPossibly a Property Investor

Mortgage

Document Number0000057047
DateJul 30, 2025
Book Page15468/1155
Instrument2025-0057047
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term352 Months
DueNov 1, 2054

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address12009 WESTERLY DR, CINCINNATI, OH 45231-1021
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000077669
DateOct 31, 2024
Book Page15284/1034
Instrument2024-0077669
Lender
NameAMERIHOME MORTGAGE COMPANY LLC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2054

December 2022: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionHAMILTON OH
Recording DateDec 1, 2022
Property Address12009 WESTERLY DR, CINCINNATI, OH 45231-1021
Document Number0000109726
Book / Page14804 / 470
Map ReferenceMB 151 PG 3&4
Instrument DateNov 28, 2022
Instrument2022-0109726
Transaction TypeTransfer
Record UpdatedJan 25, 2023
Title CompanyAMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$186.50
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address12009 WESTERLY DR, CINCINNATI, OH 45231-1021
InvestorPossibly a Property Investor

Mortgage

Document Number0000109727
DateDec 1, 2022
Instrument2022-0109727
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052

July 2022: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionHAMILTON OH
Recording DateJul 21, 2022
Property Address12009 WESTERLY DR, CINCINNATI, OH 45231-1021
Document Number0000071793
Book / Page14713 / 1582
Map ReferenceMB 151 PG 3&4
Instrument DateJul 13, 2022
Instrument2022-0071793
Transaction TypeForeclosure
Record UpdatedAug 19, 2022

Transaction

AmountAmount Recorded
Tax$419.10
Amount AccuracyFull Amount Stated
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 14, 2017
Property Address12009 WESTERLY DR, CINCINNATI, OH 45231-1021
Document Number0000073768
Book / Page013480 / 001689
Instrument DateAug 9, 2017
Instrument73768
Transaction TypeTransfer
Record UpdatedNov 13, 2017
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$278.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12009 WESTERLY DR CINCINNATI OH 452311021, CINCINNATI, OH 45231-1021

Mortgage

Document Number73769
DateAug 14, 2017
Book Page013480/001692
Instrument73769
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77098
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionColerain Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,776.00 (+7.85%)$65,275 (-) Land $10,381 Building $54,894
2024$3,501.00 (-0.6%)$65,275 (-) Land $10,381 Building $54,894
2023$3,522.00 (+63.06%)$65,275 (+100.75%) Land $10,381 Building $54,894$186,500 (+100.75%) Land $29,660 Building $156,840
2022$2,160.00 Homeowner's exemption$32,516 Land $8,537 Building $23,979
2020$92,900 Land $24,390 Building $68,510

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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