Hamilton County property record for 12009 Westerly Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 900 sqft · built 1970 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $186,500 (Dec 2022) |
| Tax Bill | $3,776 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Oct 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0011-0361-00 |
| Primary APN | 510-0011-0361-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 9,801 sqft (0.225 acres) |
| Lot Dimensions | 164 ft deep x 57 ft wide |
| Garage Type | Attached |
| Garage Area | 275 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 12009 WESTERLY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-1021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTERLY DR 57.05 X 164.50 IRR LOT 237 KINGSBRIDGE SUB BLK M |
| Legal Subdivision | KINGSBRIDGE SUB |
| Legal Block | M |
| Legal Lot Number | 237 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21508 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 12009 WESTERLY DR, CINCINNATI, OH 45231-1021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2025 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 31, 2024 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Dec 1, 2022 | Survivorship Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Jul 21, 2022 | Sheriff's Deed, Foreclosure Foreclosure Auction |
| Aug 14, 2017 | Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2022 · Amount on Record |
| Deed Sale | Dec 1, 2022 · Amount on Record |
| Prior Sale | Jul 21, 2022 · Amount on Record |
| Deed Document Number | 0000109726 |
| Deed Book / Page | 14804 / 470 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12009 WESTERLY DR, CINCINNATI, OH 45231-1021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12009 WESTERLY DR, CINCINNATI, OH 45231-1021 |
| Investor | Possibly a Property Investor |
| Document Number | 0000057047 |
|---|---|
| Date | Jul 30, 2025 |
| Book Page | 15468/1155 |
| Instrument | 2025-0057047 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12009 WESTERLY DR, CINCINNATI, OH 45231-1021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000077669 |
|---|---|
| Date | Oct 31, 2024 |
| Book Page | 15284/1034 |
| Instrument | 2024-0077669 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 1, 2022 |
| Property Address | 12009 WESTERLY DR, CINCINNATI, OH 45231-1021 |
| Document Number | 0000109726 |
| Book / Page | 14804 / 470 |
| Map Reference | MB 151 PG 3&4 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 2022-0109726 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2023 |
| Title Company | AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $186.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 12009 WESTERLY DR, CINCINNATI, OH 45231-1021 |
| Investor | Possibly a Property Investor |
| Document Number | 0000109727 |
|---|---|
| Date | Dec 1, 2022 |
| Instrument | 2022-0109727 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 21, 2022 |
| Property Address | 12009 WESTERLY DR, CINCINNATI, OH 45231-1021 |
| Document Number | 0000071793 |
| Book / Page | 14713 / 1582 |
| Map Reference | MB 151 PG 3&4 |
| Instrument Date | Jul 13, 2022 |
| Instrument | 2022-0071793 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $419.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 14, 2017 |
| Property Address | 12009 WESTERLY DR, CINCINNATI, OH 45231-1021 |
| Document Number | 0000073768 |
| Book / Page | 013480 / 001689 |
| Instrument Date | Aug 9, 2017 |
| Instrument | 73768 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2017 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $278.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12009 WESTERLY DR CINCINNATI OH 452311021, CINCINNATI, OH 45231-1021 |
| Document Number | 73769 |
|---|---|
| Date | Aug 14, 2017 |
| Book Page | 013480/001692 |
| Instrument | 73769 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2047 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,776.00 (+7.85%) | $65,275 (-) Land $10,381 Building $54,894 | |
| 2024 | $3,501.00 (-0.6%) | $65,275 (-) Land $10,381 Building $54,894 | |
| 2023 | $3,522.00 (+63.06%) | $65,275 (+100.75%) Land $10,381 Building $54,894 | $186,500 (+100.75%) Land $29,660 Building $156,840 |
| 2022 | $2,160.00 Homeowner's exemption | $32,516 Land $8,537 Building $23,979 | |
| 2020 | $92,900 Land $24,390 Building $68,510 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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