12000 Westerly Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 12000 Westerly Dr, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,701 sqft · built 1970
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$171,500 (Apr 2021)
Tax Bill	$3,474 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`510-0011-0354-00`

Property Details

APN / Parcel Number

Primary APN	`510-0011-0354-00`
Alternative APN	`0011251`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,701 sqft Living Area
Gross Area	1,998 sqft
1st Floor Area	702 sqft
2nd Floor Area	999 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	131 ft deep x 68.2 ft wide
Garage Type	Attached
Garage Area	297 sqft
Parking Spaces	1 Parking Space
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	12000 WESTERLY DR
City	CINCINNATI
State	OH
Zip	45231-1022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERLY DR 68.22 X 131.72 IRR LOT 229 KINGSBRIDGE SUB BLK M
Legal Subdivision	KINGSBRIDGE SUB
Legal Block	M
Legal Lot Number	229
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	2
Census Block	2006
Census Tract	21508

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12000 WESTERLY DR, CINCINNATI, OH 45231-1022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jun 11, 2020	Quit Claim Deed, Transfer AMERISAVE MTG
Oct 3, 2017	Fiduciary Deed, Subdivision Related Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Jan 31, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Jan 31, 2017	Trustee's Deed, Construction Loan · Line of Credit GREENLEAF FNDG
Jan 31, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2021 · Amount on Record
Deed Sale	Apr 19, 2021 · Amount on Record
Prior Sale	Oct 3, 2017 · Amount on Record
Deed Document Number	202148546
Deed Book / Page	14399 / 1643
Prior Transfer Date	Apr 24, 2020
Prior Transfer Doc	0000055055
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 19, 2021
Property Address	12000 WESTERLY DR, CINCINNATI, OH 45231-1022
Document Number	0000048546
Book / Page	14399 / 1643
Map Reference	MB 151 PG 3&4
Instrument Date	Apr 12, 2021
Instrument	2021-0048546
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$514.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12000 WESTERLY DR, CINCINNATI, OH 45231-1022

Mortgage

Document Number	0000048547
Date	Apr 19, 2021
Instrument	2021-0048547

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 11, 2020
Property Address	12000 WESTERLY DR, CINCINNATI, OH 45231-1022
Document Number	0000055055
Book / Page	014187 / 001124
Instrument Date	Apr 24, 2020
Instrument	55055
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12000 WESTERLY DR CINCINNATI OH 452311022, CINCINNATI, OH 45231-1022

Mortgage

Document Number	55056
Date	Jun 11, 2020
Book Page	014187/001126
Instrument	55056

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

October 2017: Fiduciary Deed, Subdivision Related Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 3, 2017
Property Address	12000 WESTERLY DR, CINCINNATI, OH 45231-1022
Document Number	0000000436
Map Reference	MB 151 PG 3
Instrument Date	Sep 25, 2017
Instrument	17-0090436
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$373.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12000 WESTERLY DR, CINCINNATI, OH 45231-1022

Mortgage

Document Number	0000000438
Date	Oct 3, 2017
Instrument	17-0090438

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 31, 2017
Property Address	12000 WESTERLY DR, CINCINNATI, OH 45231-1022
Document Number	0000009436
Book / Page	013344 / 000510
Instrument Date	Jan 23, 2017
Instrument	9436
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$193.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12000 WESTERLY DR CINCINNATI OH 452311022, CINCINNATI, OH 45231-1022
Investor	Possibly a Property Investor

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 31, 2017
Property Address	12000 WESTERLY DR, CINCINNATI, OH 45231-1022
Book / Page	013344 / 000519
Instrument Date	Jan 23, 2017
Instrument	9440
Transaction Type	Construction Loan
Record Updated	Jun 15, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	9468 TOWNE SQUARE AVE BLUE ASH OH 452426907, BLUE ASH, OH 45242-6907

Mortgage

Document Number	0000009440
Date	Jan 31, 2017
Book Page	013344/000519
Instrument	9440

Lender

Name	GREENLEAF FNDG
Type	Funding / Finance Company
Address	CINCINNATI, OH 45242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 30, 2018

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 31, 2017
Property Address	12000 WESTERLY DR, CINCINNATI, OH 45231-1022
Document Number	0000009432
Book / Page	013344 / 000501
Instrument Date	Jan 18, 2017
Instrument	9432
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$184.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12000 WESTERLY DR CINCINNATI OH 452311022, CINCINNATI, OH 45231-1022

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,474.00 (+7.82%)	$60,026 (+%) Land $9,384 Building $50,642	$171,500 (-) Land $26,810 Building $144,690
2024	$3,222.00 (-0.56%)	$60,024 (-) Land $9,383 Building $50,641
2023	$3,240.00 (+12.27%)	$60,024 (+37.75%) Land $9,383 Building $50,641	$171,500 (+37.75%) Land $26,810 Building $144,690
2022	$2,886.00 Homeowner's exemption	$43,576 Land $7,718 Building $35,858
2020			$124,500 Land $22,050 Building $102,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

12000 Westerly Dr, Cincinnati, OH 45231 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2017: Fiduciary Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2017: Trustee's Deed, Construction Loan

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Westerly Dr

Nearby Streets

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