12003 Westerly Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 12003 Westerly Dr, Cincinnati, OH 45231

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 900 sqft · built 1970
Lot Size0.196 acres (8,538 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Dec 2025)
Tax Bill$2,341 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN510-0011-0360-00

Property Details

APN / Parcel Number

Primary APN510-0011-0360-00
Alternative APN
  • 0041417

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area900 sqft Living Area
Gross Area1,175 sqft
1st Floor Area900 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area8,538 sqft (0.196 acres)
Lot Dimensions164 ft deep x 57.1 ft wide
Garage TypeAttached
Garage Area275 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area66 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address12003 WESTERLY DR
CityCINCINNATI
StateOH
Zip45231-1021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTERLY DR 57.05 X 164.50 IRR LOT 236 KINGSBRIDGE SUB BLK M
Legal SubdivisionKINGSBRIDGE SUB
Legal BlockM
Legal Lot Number236
JurisdictionHAMILTON OH
Township / Civil DivisionCOLERAIN
Census Block Group2
Census Block2003
Census Tract21508

Owner

Source: Hamilton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12003 WESTERLY DR, CINCINNATI, OH 45231-1021
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2025Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Jun 29, 2018Warranty Deed, Transfer · VA Mortgage
USAA FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2025 · Amount on Record
Deed SaleDec 1, 2025 · Amount on Record
Prior SaleJun 29, 2018 · Amount on Record
Deed Document Number202593544
Deed Book / Page15552 / 3706
Prior Transfer DateSep 30, 1997
Prior Transfer Doc0000151579
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 1, 2025
Property Address12003 WESTERLY DR, CINCINNATI, OH 45231-1021
Document Number0000093544
Book / Page15552 / 3706
Map ReferenceMB 151 PG 2&4
Instrument DateNov 21, 2025
Instrument2025-0093544
Transaction TypeTransfer
Record UpdatedJan 22, 2026
Title CompanyUNKNOWN, LTOC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12003 WESTERLY DR, CINCINNATI, OH 45231-1021

Mortgage

Document Number0000093545
DateDec 1, 2025
Instrument2025-0093545
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 29, 2018
Property Address12003 WESTERLY DR, CINCINNATI, OH 45231-1021
Document Number0000006233
Map ReferenceMB151 PG3-4
Instrument DateJun 15, 2018
Instrument18-0056233
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanySERVICELINK

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$216.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address507 MILLERSPOIRT HWY E, 507, AMHERST, NY 14051

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CAMELOT CIR APT G, G, FAIRFIELD, OH 45014-4012

Mortgage

Document Number0000006234
DateJun 29, 2018
Instrument18-0056234
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionColerain Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,341.00 (+7.78%)$40,285 (-) Land $9,723 Building $30,562$115,100 (-) Land $27,780 Building $87,320
2024$2,172.00 (-0.55%)$40,285 (-) Land $9,723 Building $30,562
2023$2,184.00 (+3%)$40,285 (+59.86%) Land $9,723 Building $30,562$115,100 (+59.86%) Land $27,780 Building $87,320
2022$1,680.00 Homeowner's exemption$25,200 Land $7,994 Building $17,206
2020$72,000 Land $22,840 Building $49,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Westerly Dr

Nearby Streets

Search Property Records by Address or Parcel Number