Hamilton County property record for 12023 Westerly Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,226 sqft · built 1970 |
| Lot Size | 0.166 acres (7,231 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,048 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0011-0363-00 |
| Primary APN | 510-0011-0363-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,226 sqft Living Area |
| 1st Floor Area | 1,226 sqft |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,231 sqft (0.166 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 12023 WESTERLY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-1021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTERLY DR 60 X 150 IRR LOT 239 KINGSBRIDGE SUB BLK M |
| Legal Subdivision | KINGSBRIDGE SUB |
| Legal Block | M |
| Legal Lot Number | 239 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21508 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12023 WESTERLY DR, CINCINNATI, OH 45231-1021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC |
| Jun 26, 2018 | Affidavit of Death, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2018 |
| Deed Sale | Jun 26, 2018 |
| Prior Sale | Nov 3, 2006 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12023 WESTERLY DR, CINCINNATI, OH 45231-1021 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12023 WESTERLY DR, CINCINNATI, OH 45231-1021 |
| Document Number | 0000022744 |
|---|---|
| Date | Mar 26, 2026 |
| Book Page | 15631/2415 |
| Instrument | 2026-0022744 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 26, 2018 |
| Property Address | 12023 WESTERLY DR, CINCINNATI, OH 45231-1021 |
| Document Number | 0000054643 |
| Book / Page | 013697 / 001451 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 54643 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2018 |
| Title Company | OLD REPUBLIC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12023 WESTERLY DR CINCINNATI OH 452311021, CINCINNATI, OH 45231-1021 |
| Document Number | 54644 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 013697/001455 |
| Instrument | 54644 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2048 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,048.00 (+7.51%) Homeowner's exemption | $45,378 (-) Land $8,694 Building $36,684 | |
| 2024 | $1,905.00 (-2.76%) Homeowner's exemption | $45,378 (-) Land $8,694 Building $36,684 | |
| 2023 | $1,959.00 (+25.98%) Homeowner's exemption | $45,378 (+41.18%) Land $8,694 Building $36,684 | $129,650 (+41.18%) Land $24,840 Building $104,810 |
| 2022 | $1,555.00 Homeowner's exemption | $32,141 Land $7,147 Building $24,994 | |
| 2020 | $91,830 Land $20,420 Building $71,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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