115 Stephen Dr, Georgetown, KY 40324 Property Records

Scott County property record for 115 Stephen Dr, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,903 sqft · built 2017
Lot Size	0.487 acres (21,205 sqft)
Owner	2 Individual Names on File
Last Sale	$239,480 (Jan 2018)
Tax Bill	$2,436 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2017 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`207-30-022.020`

Property Details

APN / Parcel Number

Primary APN	`207-30-022.020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,903 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	21,205 sqft (0.487 acres)

Location & Zoning

Street Address	115 STEPHEN DR
City	GEORGETOWN
State	KY
Zip	40324-8058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLEASANT VALLEY
Legal Subdivision	PLEASANT VALLEY
Legal Block	H
Legal Lot Number	20
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1053
Census Tract	40303

Owner

Source: Scott County records · APN 207-30-022.020

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	115 STEPHEN DR, GEORGETOWN, KY 40324-8058
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Jun 28, 2017	Deed of Trust, Mortgage · Construction Mortgage PRO MORTGAGES LLC
Jan 29, 2018	Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Jun 28, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2018 · Amount on Record
Deed Sale	Jan 29, 2018 · Amount on Record
Prior Sale	Jun 28, 2017 · Amount on Record
Deed Document Number	2018381544
Deed Book / Page	394 / 534
Last Transfer Date	May 23, 2025
Transfer Doc	00D457/521
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	115 STEPHEN DR, GEORGETOWN, KY 40324-8058
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1540/738
Date	Sep 15, 2020
Book Page	M1540/738
Instrument	421609

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	115 STEPHEN DR, GEORGETOWN, KY 40324-8058
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1344/684
Date	Jun 28, 2017
Book Page	M1344/684
Instrument	370788

Lender

Name	PRO MORTGAGES LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 27, 2018

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jan 29, 2018
Property Address	115 STEPHEN DR, GEORGETOWN, KY 40324-8058
Document Number	D394/534
Book / Page	D394 / 534
Map Reference	CAB11 SL327
Instrument Date	Jan 26, 2018
Instrument	381544
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$239.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	525 DARBY CREEK RD # RD34, 525, LEXINGTON, KY 40509-1603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 STEPHEN DR, GEORGETOWN, KY 40324-8058

Mortgage

Document Number	381545
Date	Jan 29, 2018
Instrument	381545

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jun 28, 2017
Property Address	115 STEPHEN DR, GEORGETOWN, KY 40324-8058
Document Number	D388/455
Book / Page	D388 / 455
Map Reference	CAB11 SL327
Instrument Date	Jun 27, 2017
Instrument	370787
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Tax	$42.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 W MAIN ST, 1020, LEXINGTON, KY 40508-2012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 DARBY CREEK RD, LEXINGTON, KY 40509-1603
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,436.00 (+8.36%)	$273,500 (+10.28%)	$273,500 (+10.28%)
2023	$2,248.00 (+8.23%)	$248,000 (+3.55%) Land $45,000 Building $203,000	$248,000 (+3.55%) Land $45,000 Building $203,000
2022	$2,077.00	$239,500 Land $42,000 Building $197,500	$239,500 Land $42,000 Building $197,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (21209C), as of November 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212090403031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 286 locations within half a mile of this property.

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