Shiawassee County property record for 120 State St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,741 sqft · built 1850 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $147,500 (Aug 2021) |
| Tax Bill | $2,437 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-100-001-009-00 |
| Primary APN | 050-100-001-009-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,741 sqft Living Area |
| 1st Floor Area | 1,168 sqft |
| Basement Area | 606 sqft |
| Unfinished Basement | 606 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 1,114 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 120 STATE ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 & 12 BLK A MARY A CHIPMANS ADD |
| Legal Subdivision | CHIPMANS ADD |
| Legal Block | A |
| Legal Lot Number | 9,12 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 30600 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 STATE ST, OWOSSO, MI 48867-2523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2021 · Amount on Record |
| Deed Sale | Aug 25, 2021 · Amount on Record |
| Prior Sale | Apr 30, 2012 · Amount on Record |
| Deed Document Number | 20213350404 |
| Deed Book / Page | 1286 / 596 |
| Prior Transfer Date | May 23, 2011 |
| Prior Transfer Doc | 0011600873 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Aug 25, 2021 |
| Property Address | 120 STATE ST, OWOSSO, MI 48867-2523 |
| Document Number | 0012860596 |
| Book / Page | 1286 / 596 |
| Map Reference | LB 21 PG 632 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 3350404 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,106.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 STATE ST, 120, OWOSSO, MI 48867-2523 |
| Name | Verified Name |
|---|---|
| Address | 134 W ROCKEY WEED RD, STEVENSVILLE, MI 49127-9422 |
| Document Number | 3350405 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 3350405 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,700 (+11.96%) | $155,400 (+11.96%) | |
| 2025 | $2,437.00 (+4.91%) Homeowner's exemption | $69,400 (+21.12%) | $138,800 (+21.12%) |
| 2024 | $2,323.00 | ||
| 2023 | $2,323.00 Homeowner's exemption | $57,300 | $114,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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