114 State St, Owosso, MI 48867 Property Records

Shiawassee County property record for 114 State St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$22,500 (May 2012)
Tax Bill$1,596 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN050-100-001-005-00

Property Details

APN / Parcel Number

Primary APN050-100-001-005-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,060 sqft Living Area
1st Floor Area1,060 sqft
Basement Area1,060 sqft
Unfinished Basement1,060 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area5,227 sqft (0.12 acres)
Garage Area288 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address114 STATE ST
CityOWOSSO
StateMI
Zip48867-2523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 14' LOT 8 & S 26' LOT 5 BLK A MARY A CHIPMANS ADD
Legal SubdivisionCHIPMANS ADD
Legal BlockA
Legal Lot Number8,5
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group1
Census Block1035
Census Tract30600

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address114 STATE ST, OWOSSO, MI 48867-2523
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2012 · Amount on Record
Deed SaleMay 4, 2012 · Amount on Record
Prior SaleJul 4, 2011 · Amount on Record
Deed Book / Page1171 / 718
Prior Transfer DateApr 20, 2011
Prior Transfer Doc0011610573
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address114 STATE ST, OWOSSO, MI 48867-2523
Document Number0012610579
Instrument DateSep 24, 2019
Transaction TypeMortgage
Record UpdatedOct 15, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address114 STATE ST LAINGSBURG MI 48848, LAINGSBURG, MI 48848

Mortgage

Document Number0012610579
DateSep 30, 2019
Book Page001261/000579
Instrument3325146
Lender
NameLAFCU
TypeCredit Union
AddressLANSING, MI 48917
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 29, 2029

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$63,600 (+12.77%)$127,200 (+12.77%)
2025$1,596.00 (+4.93%) Homeowner's exemption$56,400 (+21.29%)$112,800 (+21.29%)
2023$1,521.00 Homeowner's exemption$46,500$93,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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