Shiawassee County property record for 117 State St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,900 (Apr 2024) |
| Tax Bill | $2,673 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-050-000-023-00 |
| Primary APN | 050-050-000-023-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 384 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 117 STATE ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 12 LOTS 12 13 ERASTUS BARNES ADD |
| Legal Subdivision | ERASTUS BARNES ADD |
| Legal Lot Number | 12-13 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 30600 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 117 STATE ST, OWOSSO, MI 48867-2522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Apr 8, 2024 | Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC |
| Nov 14, 2022 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| May 9, 2018 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2024 · Amount on Record |
| Deed Sale | Apr 8, 2024 · Amount on Record |
| Prior Sale | Nov 14, 2022 · Amount on Record |
| Deed Document Number | 20243380477 |
| Deed Book / Page | 1316 / 231 |
| Prior Transfer Date | Dec 23, 2009 |
| Prior Transfer Doc | 0011430437 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 117 STATE ST, OWOSSO, MI 48867-2522 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 117 STATE ST, OWOSSO, MI 48867-2522 |
| Document Number | 0013360320 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | 1336/320 |
| Instrument | 3400880 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Apr 8, 2024 |
| Property Address | 117 STATE ST, OWOSSO, MI 48867-2522 |
| Document Number | 0013160231 |
| Book / Page | 1316 / 231 |
| Map Reference | LB 19 PG 641 |
| Instrument Date | Apr 5, 2024 |
| Instrument | 3380477 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 STATE ST, OWOSSO, MI 48867-2522 |
| Name | Verified Name |
|---|---|
| Address | 554 OLDE ENGLISH CIR, HOWELL, MI 48855-7734 |
| Document Number | 0003380470 |
|---|---|
| Date | Apr 8, 2024 |
| Instrument | 3380470 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Number | 0013160224 |
|---|---|
| Date | Apr 8, 2024 |
| Book Page | 1316/224 |
| Instrument | 3380470 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | 26261 EVERGREEN RD # 510, SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Nov 14, 2022 |
| Property Address | 117 STATE ST, OWOSSO, MI 48867-2522 |
| Document Number | 0013020151 |
| Book / Page | 1302 / 151 |
| Map Reference | LB 19 PG 641 |
| Instrument Date | Nov 11, 2022 |
| Instrument | 3366155 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | DIVERSIFIED NATL TTL AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 STATE ST, OWOSSO, MI 48867-2522 |
| Name | Verified Name |
|---|---|
| Address | 1714 LAUREN LN, MISSION, TX 78572-3155 |
| Document Number | 0013020152 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 1302/152 |
| Instrument | 3366156 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 9, 2018 |
| Property Address | 117 STATE ST, OWOSSO, MI 48867-2522 |
| Document Number | 0012460032 |
| Book / Page | 001246 / 000032 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 3309403 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2018 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $562.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 333 E HAVEN DR OWOSSO MI 488678805, OWOSSO, MI 48867-8805 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,900 (+12.18%) | $141,800 (+12.18%) | |
| 2025 | $2,673.00 (+16.88%) Homeowner's exemption | $63,200 (+20.61%) | $126,400 (+20.61%) |
| 2024 | $2,287.00 | ||
| 2023 | $2,287.00 Homeowner's exemption | $52,400 | $104,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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