203 State St, Owosso, MI 48867 Property Records

Shiawassee County property record for 203 State St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Apr 2021)
Tax Bill$2,955 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Oct 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN050-050-000-026-00

Property Details

APN / Parcel Number

Primary APN050-050-000-026-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,128 sqft Living Area
1st Floor Area1,208 sqft
Basement Area1,064 sqft
Unfinished Basement1,064 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleCustom Design
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions127 ft deep x 70 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address203 STATE ST
CityOWOSSO
StateMI
Zip48867-2524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 127' OUTLOT 1 (EX N 12') ERASTUS BARNES ADD
Legal SubdivisionERASTUS BARNES ADD
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group1
Census Block1034
Census Tract30600

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 112, OWOSSO, MI 48867-0112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
GROUP MORTGAGE AND SERVICNG LLC
Oct 25, 2018Deed of Trust, Mortgage · Line of Credit
OXFORD BK
Jul 19, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2021 · Amount on Record
Deed SaleApr 29, 2021 · Amount on Record
Deed Document Number20213345780
Deed Book / Page1282 / 14
Last Transfer DateJan 16, 2025
Transfer Doc0013230927
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateApr 29, 2021
Property Address203 STATE ST, OWOSSO, MI 48867-2524
Document Number0012820014
Book / Page1282 / 14
Map ReferenceLB 19 PG 641
Instrument DateApr 15, 2021
Instrument3345780
Transaction TypeTransfer
Record UpdatedMay 12, 2021
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$562.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address600 N WATER ST, 600, OWOSSO, MI 48867-2258

Transferred To (Grantee/Buyer)

NameVerified Name
Address4650 W M 21 # M21, M21, OWOSSO, MI 48867-9342

Mortgage

Document Number0012820015
DateApr 29, 2021
Book Page1282/15
Instrument3345781
Lender
NameGROUP MORTGAGE AND SERVICNG LLC
TypeNon-Lending Institution
AddressOWOSSO, MI 48867
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address203 STATE ST, OWOSSO, MI 48867-2524
Document Number0012510287
Instrument DateOct 25, 2018
Transaction TypeMortgage
Record UpdatedNov 9, 2018
Title CompanyTRANSACTION TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address600 N WATER ST OWOSSO MI 488672258, OWOSSO, MI 48867-2258

Mortgage

Document Number0012510287
DateOct 29, 2018
Book Page001251/000287
Instrument3314676
Lender
NameOXFORD BK
TypeBank
AddressOXFORD, MI 48371
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateJul 19, 2018
Property Address203 STATE ST, OWOSSO, MI 48867-2524
Document Number0003311565
Instrument DateJul 13, 2018
Instrument3311565
Transaction TypeTransfer
Record UpdatedAug 7, 2018

Transaction

AmountAmount Recorded
Tax$337.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address600 N WATER ST OWOSSO MI 488672258, OWOSSO, MI 48867-2258

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$62,600 (+9.25%)$125,200 (+9.25%)
2025$2,955.00 (+5.91%) Homeowner's exemption$57,300 (+20.63%)$114,600 (+20.63%)
2024$2,790.00
2023$2,790.00 Homeowner's exemption Additional exemption filed$47,500$95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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