120 Semester Rd, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 120 Semester Rd, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,000 sqft · built 2019
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on File
Last Sale	$372,500 (Jan 2023)
Tax Bill	$2,930 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242008768`

Property Details

APN / Parcel Number

Primary APN	`242008768`
Alternative APN	`R650 020 000 2486 0000`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,000 sqft Living Area

Exterior

Year Built	Built 2019
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,498 sqft (0.241 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242008768
Street Address	120 SEMESTER RD
City	BLUFFTON
State	SC
Zip	29909-6232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 218 UNIVERSITY PARK PH 4 PB150 PG29-31
Legal Subdivision	UNIVERSITY PARK
Legal Phase	4
Legal Lot Number	218
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2000
Census Tract	2110

Owner

120 Semester Rd is owned and occupied by an individual who bought it in January 2023.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	120 SEMESTER RD, BLUFFTON, SC 29909-6232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Jan 6, 2023	Deed, Transfer · FHA Mortgage MORTGAGE NETWORK INC
Jun 17, 2019	Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 6, 2023 · Amount on File
Deed Sale	Jan 6, 2023 · Amount on File
Prior Sale	Jun 17, 2019 · Amount on File
Deed Document Number	2023000653
Deed Book / Page	4209 / 2074
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	120 SEMESTER RD, BLUFFTON, SC 29909-6232
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017436
Date	Mar 10, 2021
Book Page	3982/1111
Instrument	2021017436

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jan 6, 2023
Property Address	120 SEMESTER RD, BLUFFTON, SC 29909-6232
Document Number	0000000653
Book / Page	4209 / 2074
Map Reference	MB 150 PG 29
Instrument Date	Dec 14, 2022
Instrument	2023000653
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$968.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 SEMESTER RD, BLUFFTON, SC 29909-6232

Mortgage

Document Number	0000000654
Date	Jan 6, 2023
Instrument	2023000654

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

June 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 17, 2019
Property Address	120 SEMESTER RD, OKATIE, SC 29909-6232
Document Number	0000031675
Book / Page	3768 / 2608
Map Reference	MB 150 PG 29
Instrument Date	Jun 14, 2019
Instrument	2019031675
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 SEMESTER RD, OKATIE, SC 29909-6232

Mortgage

Document Number	0000031676
Date	Jun 17, 2019
Instrument	2019031676

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 120 Semester Rd was $2,930.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Hardeeville City
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,930.00	$14,900 (-)
2024	$2,930.00 (-58.98%)	$14,900 (-) Land $1,848 Building $13,052	$372,500 (-) Land $46,200 Building $326,300
2023	$7,143.00 (+270.1%)	$14,900 (+62.38%) Land $1,848 Building $13,052	$372,500 (+62.38%) Land $46,200 Building $326,300
2022	$1,930.00 Homeowner's exemption	$9,176 Land $1,320 Building $7,856	$229,400 Land $33,000 Building $196,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Semester Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 293 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	293 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Semester Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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