114 Semester Rd, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 114 Semester Rd, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 2,405 sqft · built 2019
Lot Size	0.142 acres (6,229 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Jul 2023)
Tax Bill	$3,383 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`242008765`

Property Details

APN / Parcel Number

Primary APN	`242008765`
Alternative APN	`R650 020 000 2483 0000`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,405 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,229 sqft (0.142 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242008765
Street Address	114 SEMESTER RD
City	BLUFFTON
State	SC
Zip	29909-6232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 215 UNIVERSITY PARK PH 4 PB150 PG29-31
Legal Subdivision	UNIVERSITY PARK
Legal Phase	4
Legal Lot Number	215
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2000
Census Tract	2110

Owner

114 Semester Rd is owned and occupied by an individual who bought it in July 2023.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	114 SEMESTER RD, BLUFFTON, SC 29909-6232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Dec 30, 2021	Deed of Trust, Mortgage · VA Mortgage ARMED FORCES BANK NA
Oct 30, 2019	Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023 · Amount on File
Deed Sale	Jul 17, 2023 · Amount on File
Prior Sale	Oct 30, 2019 · Amount on File
Deed Document Number	2023033540
Deed Book / Page	4258 / 2729
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 17, 2023
Property Address	114 SEMESTER RD, BLUFFTON, SC 29909-6232
Document Number	0000033540
Book / Page	4258 / 2729
Map Reference	MB 150 PG 29
Instrument Date	Jul 10, 2023
Instrument	2023033540
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7015 MERLOT DR, SMYRNA, TN 37167-8317

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	114 SEMESTER RD, BLUFFTON, SC 29909-6232

Mortgage

Document Number	0000033541
Date	Jul 17, 2023
Instrument	2023033541

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	114 SEMESTER RD, BLUFFTON, SC 29909-6232
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045588
Date	Aug 9, 2022
Book Page	4172/214
Instrument	2022045588

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	114 SEMESTER RD, BLUFFTON, SC 29909-6232
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089571
Date	Dec 30, 2021
Book Page	4100/624
Instrument	2021089571

Lender

Name	ARMED FORCES BANK NA
Type	Bank
Address	OVERLAND PARK, KS 66210

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 30, 2019
Property Address	114 SEMESTER RD, BLUFFTON, SC 29909-6232
Document Number	0000058839
Book / Page	3807 / 1718
Map Reference	MB 150 PG 29
Instrument Date	Sep 27, 2019
Instrument	2019058839
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$689.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	114 SEMESTER RD, OKATIE, SC 29909-6232

Mortgage

Document Number	0000058840
Date	Oct 30, 2019
Instrument	2019058840

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 114 Semester Rd was $3,383.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Hardeeville City
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,383.00	$17,200 (-)
2024	$3,383.00 (+41.37%)	$17,200 (-6.64%) Land $1,848 Building $15,352	$430,000 (-) Land $46,200 Building $383,800
2023	$2,393.00 (+8.18%)	$18,424 (+75.07%) Land $1,848 Building $16,576	$430,000 (+63.44%) Land $46,200 Building $383,800
2022	$2,212.00 Homeowner's exemption	$10,524 Land $1,320 Building $9,204	$263,100 Land $33,000 Building $230,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 114 Semester Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 293 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	293 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Semester Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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