Beaufort County property record for 120 Sago Palm Dr, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 3,440 sqft · built 2018 |
| Lot Size | 0.169 acres (7,362 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $338,391 (Oct 2018) |
| Tax Bill | $2,446 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 242009093 |
| Primary APN | 242009093 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,440 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,362 sqft (0.169 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | 242009093 |
|---|---|
| Street Address | 120 SAGO PALM DR |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-9502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 340 PALMETTO POINTE PH 4 PB148 PG109 |
| Legal Subdivision | PALMETTO POINTE |
| Legal Phase | 4 |
| Legal Lot Number | 340 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 2103 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 120 SAGO PALM DR, BLUFFTON, SC 29910-9502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2018 · Amount on Record |
| Deed Sale | Oct 23, 2018 · Amount on Record |
| Deed Document Number | 2018057496 |
| Deed Book / Page | 3709 / 2185 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 120 SAGO PALM DR, BLUFFTON, SC 29910-9502 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000018886 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 3984/2022 |
| Instrument | 2021018886 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Dec 1, 2048 |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,446.00 (-0.08%) | $14,620 (-29.03%) | |
| 2024 | $2,448.00 | $20,600 (-) Land $4,000 Building $16,600 | $515,000 (-) Land $100,000 Building $415,000 |
| 2023 | $2,448.00 (+8.37%) | $20,600 (+62.05%) Land $4,000 Building $16,600 | $515,000 (+62.05%) Land $100,000 Building $415,000 |
| 2022 | $2,259.00 Homeowner's exemption | $12,712 Land $1,800 Building $10,912 | $317,800 Land $45,000 Building $272,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 134 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 134 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed, Spectrum.
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