116 Sago Palm Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 116 Sago Palm Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 8 ba · 3,000 sqft · built 2018
Lot Size	0.153 acres (6,665 sqft)
Owner	2 Individual Names on Record
Last Sale	$311,294 (Dec 2018)
Tax Bill	$2,360 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2024 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`242009091`

Property Details

APN / Parcel Number

Primary APN	`242009091`
Alternative APN	`R614 036 000 1323 0000`

Interior

Bedrooms	3 Beds
Full Baths	8 Baths
Half Baths	4 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,000 sqft Living Area

Exterior

Year Built	Built 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,665 sqft (0.153 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242009091
Street Address	116 SAGO PALM DR
City	BLUFFTON
State	SC
Zip	29910-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 338 PALMETTO POINTE PH 4 PB148 PG109
Legal Subdivision	PALMETTO POINTE
Legal Phase	4
Legal Lot Number	338
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1034
Census Tract	2103

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 SAGO PALM DR, BLUFFTON, SC 29910-9502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP
Dec 4, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2018 · Amount on Record
Deed Sale	Dec 18, 2018 · Amount on Record
Deed Document Number	2018067370
Deed Book / Page	3722 / 1557
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	116 SAGO PALM DR, BLUFFTON, SC 29910-9502
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038200
Date	May 25, 2021
Book Page	4015/2972
Instrument	2021038200

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	116 SAGO PALM DR, BLUFFTON, SC 29910-9502
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052885
Date	Dec 4, 2024
Book Page	4388/1593
Instrument	2024052885

Lender

Name	SOFI BANK NA
Type	Bank
Address	2750 E COTTONWOOD PKWY STE 300, COTTONWOOD HEIGHTS, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2044

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,360.00 (-0.04%)	$14,070 (-29.18%)
2024	$2,361.00	$19,868 (-) Land $4,000 Building $15,868	$496,700 (-) Land $100,000 Building $396,700
2023	$2,361.00 (+8.35%)	$19,868 (+62.43%) Land $4,000 Building $15,868	$496,700 (+62.43%) Land $100,000 Building $396,700
2022	$2,179.00 Homeowner's exemption	$12,232 Land $1,800 Building $10,432	$305,800 Land $45,000 Building $260,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 134 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	134 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Spectrum.

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